The Insurance Industry in Morocco, Key Trends and Opportunities to 2019

Published: Jun, 2016 | Pages: 198 | Publisher: Timetric
Industry: Insurance | Report Format: Electronic (PDF)

Synopsis

Timetric’s 'The Insurance Industry in Morocco, Key Trends and Opportunities to 2019' report provides detailed analysis of the market trends, drivers and challenges in the Moroccan insurance industry.

It provides key performance indicators such as written premium, incurred loss, loss ratio, commissions and expenses, total assets, total investment income and retentions during the review period (2010–2014) and forecast period (2014–2019).

The report also analyzes distribution channels operating in the segment, gives a comprehensive overview of the Moroccan economy and demographics, and provides detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in the regulatory structure.

Summary

Timetric’s 'The Insurance Industry in Morocco, Key Trends and Opportunities to 2019' report provides in-depth market analysis, information and insights into the Moroccan insurance industry, including:

• The Moroccan insurance industry's growth prospects by segment and category

• A comprehensive overview of the Moroccan economy and demographics

• The detailed competitive landscape in the Moroccan insurance industry

• The various distribution channels in the Moroccan insurance industry

• Details of regulatory policy applicable to the Moroccan insurance industry

• Analysis of natural and man-made hazards in Morocco

Scope

This report provides a comprehensive analysis of the insurance industry in Morocco:

• It provides historical values for the Moroccan insurance industry for the report’s 2010–2014 review period, and projected figures for the 2014–2019 forecast period.

• It offers a detailed analysis of the key segments in the Moroccan insurance industry, with market forecasts to 2019.

• It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, combined ratio, total assets, total investment income and retentions.

• It analyzes the various distribution channels in Morocco.

• It profiles the top insurance companies in Morocco and outlines the key regulations affecting them.

Reasons to Buy

• Make strategic business decisions using in-depth historic and forecast market data related to the Moroccan insurance industry and each segment and category within it.

• Understand the demand-side dynamics, key market trends and growth opportunities in the Moroccan insurance industry.

• Assess the competitive dynamics in the Moroccan insurance industry.

• Identify growth opportunities and market dynamics in key segments.

• Gain insights into key regulations governing the Moroccan insurance industry and their impact on companies and the industry's future.

Key Highlights

• Morocco has capitalized on its proximity to Europe and developed a market-oriented economy supported by low labor costs, industry development strategies and free-trade agreements (FTA) with the eurozone, the US, and neighboring African countries. The government is focusing on developing infrastructure, irrigation, mining and tourism in Morocco.

• In May 2015, the Moroccan government adopted a bill on the introduction of Sharia-compliant insurance, providing guidelines for takaful and retakaful operations in Morocco.

• In July 2016, a new health insurance law will be introduced, extending state health cover to students at universities and vocational training centers. Insurers are expected to launch supplementary health insurance plans for university students.

• The government has announced an extension of mandatory insurance, such as contractor’s all risk, architect and engineer’s liability, which is expected to come into force by end of 2016.

• On March 10, 2016, the Moroccan government adopted a bill to establish a natural catastrophe insurance scheme. A new fund will be established covering natural hazards, as well as man-made losses such as riots and terrorism. 2016.

• The prominent expansion strategies adopted by Moroccan insurers are extending to other less penetrated African countries such as Cameroon, Western Sahara and Algeria, among others, by either acquiring local businesses or setting up own branches and distribution channels.

 Table of Contents

1 Key Facts and Highlights

2 Executive Summary

3 Economy and Demographics

4 Moroccan Insurance Industry Overview
4.1 The Moroccan Insurance Industry

5 Life Insurance

6 Non-Life Insurance
6.1 Property Insurance
6.2 Motor Insurance
6.3 Liability Insurance
6.4 Marine, Aviation and Transit Insurance

7 Personal Accident and Health Insurance
7.1 Personal Accident Insurance
7.2 Health Insurance

8 Reinsurance

9 Natural and Man-made Hazards
9.1 Droughts
9.2 Floods
9.3 Earthquake
9.4 Exposure

10 Distribution Channel Outlook

11 Competitive Landscape
11.1 Overview
11.2 Leading Companies
11.2.1 RMA Watanya – company overview
11.2.2 Axa Assurance Maroc SA – company overview
11.2.3 Saham Assurance SA – company overview
11.2.4 Wafa Assurance SA – company overview
11.2.5 Sanad SA – company overview
11.2.6 Zurich Assurances Maroc – company overview
11.2.7 Atlanta Assurance– company overview

12 Governance, Risk and Compliance
12.1 Legislation Overview and Historical Evolution
12.2 Latest Changes in Regulations
12.3 Legislation and Market Practice by Type of Insurance
12.3.1 Life insurance
12.3.2 Property insurance
12.3.3 Motor insurance
12.3.4 Liability insurance
12.3.5 Marine, aviation and transit insurance regulations
12.3.6 Personal accident and health insurance regulations
12.4 Compulsory Insurance
12.4.1 Motor third-party liability insurance
12.4.2 Workmen’s compensation insurance
12.5 Supervision and Control
12.5.1 International Association of Insurance Supervisors
12.5.2 African Insurance Organization
12.5.3 Supervisory Authority of Insurance and Social Welfare
12.5.4 Bureau Central Marocain des Sociétés d'assurances
12.6 Non-Admitted Insurance Regulations
12.6.1 Overview
12.6.2 Intermediaries
12.6.3 Market practices
12.6.4 Fines and penalties
12.7 Company Registration and Operations
12.7.1 Types of insurance organization
12.7.2 Establishing a local company
12.7.3 Foreign ownership
12.7.4 Types of license
12.7.5 Capital requirements
12.7.6 Solvency margins
12.7.7 Reserve requirements
12.7.8 Investment regulations
12.7.9 Statutory return requirements
12.7.10 Fee structure
12.8 Taxation
12.8.1 Insurance premium or policy taxation
12.8.2 Withholding taxes on premium paid overseas
12.8.3 Corporate tax
12.8.4 VAT
12.8.5 Captives
12.9 Legal System
12.9.1 Introduction
12.9.2 Access to court
12.9.3 Alternative dispute resolution (ADR)

13 Definitions and Methodology
13.1 Definitions
13.2 Methodology

14 About Timetric
14.1 Contact Timetric
14.2 About Timetric
14.3 Timetric’s Services
14.4 Disclaimer

List of Tables

Table 1: Moroccan Insurance Industry - Key Facts
Table 2: Moroccan Government Credit Ratings
Table 3: Moroccan Insurance - Gross Written Premium by Segment (MAD Billion), 2010-2014
Table 4: Moroccan Insurance - Gross Written Premium by Segment (US$ Billion), 2010-2014
Table 5: Moroccan Insurance - Gross Written Premium by Segment (MAD Billion), 2014-2019
Table 6: Moroccan Insurance - Gross Written Premium by Segment (US$ Billion), 2014-2019
Table 7: Moroccan Insurance - Segmentation by Gross Written Premium (% Share), 2010-2019
Table 8: Moroccan Insurance - Direct Written Premium by Segment (MAD Billion), 2010-2014
Table 9: Moroccan Insurance - Direct Written Premium by Segment (US$ Billion), 2010-2014
Table 10: Moroccan Insurance - Direct Written Premium by Segment (MAD Billion), 2014-2019
Table 11: Moroccan Insurance - Direct Written Premium by Segment (US$ Billion), 2014-2019
Table 12: Moroccan Insurance Segmentation by Direct Written Premium (Percentage Share), 2010-2019
Table 13: Moroccan Life Insurance - Gross Written Premium by Sub-Segment (MAD Billion), 2010-2014
Table 14: Moroccan Life Insurance - Gross Written Premium by Sub-Segment (US$ Million), 2010-2014
Table 15: Moroccan Life Insurance - Gross Written Premium by Sub-Segment (MAD Billion), 2014-2019
Table 16: Moroccan Life Insurance - Gross Written Premium by Sub-Segment (US$ Million), 2014-2019
Table 17: Moroccan Life Insurance Segmentation by Gross Written Premium (% Share), 2010-2019
Table 18: Moroccan Life Insurance - Direct Written Premium by Sub-Segment (MAD Billion), 2010-2014
Table 19: Moroccan Life Insurance - Direct Written Premium by Sub-Segment (US$ Million), 2010-2014
Table 20: Moroccan Life Insurance - Direct Written Premium by Sub-Segment (MAD Billion), 2014-2019
Table 21: Moroccan Life Insurance - Direct Written Premium by Sub-Segment (US$ Million), 2014-2019
Table 22: Moroccan Life Insurance Segmentation by Direct Written Premium (% Share), 2010-2019
Table 23: Moroccan Individual Life Insurance - Gross Written Premium by Category (MAD Billion), 2010-2014
Table 24: Moroccan Individual Life Insurance - Gross Written Premium by Category (US$ Million), 2010-2014
Table 25: Moroccan Individual Life Insurance - Gross Written Premium by Category (MAD Billion), 2014-2019
Table 26: Moroccan Individual Life Insurance - Gross Written Premium by Category (US$ Million), 2014-2019
Table 27: Moroccan Individual Life Insurance - Direct Written Premium by Category (MAD Billion), 2010-2014
Table 28: Moroccan Individual Life Insurance - Direct Written Premium by Category (US$ Million), 2010-2014
Table 29: Moroccan Individual Life Insurance - Direct Written Premium by Category (MAD Billion), 2014-2019
Table 30: Moroccan Individual Life Insurance - Direct Written Premium by Category (US$ Million), 2014-2019
Table 31: Moroccan Group Life Insurance - Gross Written Premium by Category (MAD Billion), 2010-2014
Table 32: Moroccan Group Life Insurance - Gross Written Premium by Category (US$ Million), 2010-2014
Table 33: Moroccan Group Life Insurance - Gross Written Premium by Category (MAD Billion), 2014-2019
Table 34: Moroccan Group Life Insurance - Gross Written Premium by Category (US$ Million), 2014-2019
Table 35: Moroccan Group Life Insurance - Direct Written Premium by Category (MAD Billion), 2010-2014
Table 36: Moroccan Group Life Insurance - Direct Written Premium by Category (US$ Million), 2010-2014
Table 37: Moroccan Group Life Insurance - Direct Written Premium by Category (MAD Billion), 2014-2019
Table 38: Moroccan Group Life Insurance - Direct Written Premium by Category (US$ Million), 2014-2019
Table 39: Moroccan Life Insurance - Paid Claims (MAD Billion), 2010-2014
Table 40: Moroccan Life Insurance - Paid Claims (MAD Billion), 2014-2019
Table 41: Moroccan Life Insurance - Incurred Loss (MAD Billion), 2010-2014
Table 42: Moroccan Life Insurance - Incurred Loss (MAD Billion), 2014-2019
Table 43: Moroccan Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2010-2014
Table 44: Moroccan Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2014-2019
Table 45: Moroccan Life Insurance - Total Assets (MAD Billion), 2010-2014
Table 46: Moroccan Life Insurance - Total Assets (MAD Billion), 2014-2019
Table 47: Moroccan Life Insurance - Total Investment Income (MAD Billion), 2010-2014
Table 48: Moroccan Life Insurance - Total Investment Income (MAD Billion), 2014-2019
Table 49: Moroccan Life Insurance - Net Written Premium (MAD Billion), 2010-2014
Table 50: Moroccan Life Insurance - Net Written Premium (MAD Billion), 2014-2019
Table 51: Moroccan Individual Whole Life Insurance - Gross Written Premium (MAD Billion), 2010-2014
Table 52: Moroccan Individual Whole Life Insurance - Gross Written Premium (MAD Billion), 2014-2019
Table 53: Moroccan Individual Pension Insurance - Gross Written Premium (MAD Billion), 2010-2014
Table 54: Moroccan Individual Pension Insurance - Gross Written Premium (MAD Billion), 2014-2019
Table 55: Moroccan Individual Endowment Insurance - Gross Written Premium (MAD Million), 2010-2014
Table 56: Moroccan Individual Endowment Insurance - Gross Written Premium (MAD Million), 2014-2019
Table 57: Moroccan Individual Others Insurance - Gross Written Premium (MAD Million), 2010-2014
Table 58: Moroccan Individual Others Insurance - Gross Written Premium (MAD Billion), 2014-2019
Table 59: Moroccan Group Whole Life Insurance - Gross Written Premium (MAD Billion), 2010-2014
Table 60: Moroccan Group Whole Life Insurance - Gross Written Premium (MAD Billion), 2014-2019
Table 61: Moroccan Group Superannuation Insurance - Gross Written Premium (MAD Billion), 2010-2014
Table 62: Moroccan Group Superannuation Insurance - Gross Written Premium (MAD Billion), 2014-2019
Table 63: Moroccan Group Others Insurance - Gross Written Premium (MAD Million), 2010-2014
Table 64: Moroccan Group Others Insurance - Gross Written Premium (MAD Million), 2014-2019
Table 65: Moroccan Non-Life Insurance - Gross Written Premium by Category (MAD Billion), 2010-2014
Table 66: Moroccan Non-Life Insurance - Gross Written Premium by Category (US$ Million), 2010-2014
Table 67: Moroccan Non-Life Insurance - Gross Written Premium by Category (MAD Billion), 2014-2019
Table 68: Moroccan Non-Life Insurance - Gross Written Premium by Category (US$ Million), 2014-2019
Table 69: Moroccan Non-Life Insurance - Direct Written Premium by Category (MAD Billion), 2010-2014
Table 70: Moroccan Non-Life Insurance - Direct Written Premium by Category (US$ Million), 2010-2014
Table 71: Moroccan Non-Life Insurance - Direct Written Premium by Category (MAD Billion), 2014-2019
Table 72: Moroccan Non-Life Insurance - Direct Written Premium by Category (US$ Million), 2014-2019
Table 73: Moroccan Non-Life Insurance - Paid Claims (MAD Billion), 2010-2014
Table 74: Moroccan Non-Life Insurance - Paid Claims (MAD Billion), 2014-2019
Table 75: Moroccan Non-Life Insurance - Incurred Loss (MAD Billion), 2010-2014
Table 76: Moroccan Non-Life Insurance - Incurred Loss (MAD Billion), 2014-2019
Table 77: Moroccan Non-Life Insurance - Loss Ratio (%), 2010-2014
Table 78: Moroccan Non-Life Insurance - Loss Ratio (%), 2014-2019
Table 79: Moroccan Non-Life Insurance - Combined Ratio (%), 2010-2014
Table 80: Moroccan Non-Life Insurance - Combined Ratio (%), 2014-2019
Table 81: Moroccan Non-Life Insurance - Total Assets (MAD Billion), 2010-2014
Table 82: Moroccan Non-Life Insurance - Total Assets (MAD Billion), 2014-2019
Table 83: Moroccan Non-Life Insurance - Total Investment Income (MAD Billion), 2010-2014
Table 84: Moroccan Non-Life Insurance - Total Investment Income (MAD Billion), 2014-2019
Table 85: Moroccan Non-Life Insurance - Net Written Premium (MAD Billion), 2010-2014
Table 86: Moroccan Non-Life Insurance - Net Written Premium (MAD Billion), 2014-2019
Table 87: Moroccan Property Insurance - Gross Written Premium (MAD Billion), 2010-2014
Table 88: Moroccan Property Insurance - Gross Written Premium (MAD Billion), 2014-2019
Table 89: Moroccan Motor Insurance - Gross Written Premium (MAD Billion), 2010-2014
Table 90: Moroccan Motor Insurance - Gross Written Premium (MAD Billion), 2014-2019
Table 91: Moroccan Liability Insurance - Gross Written Premium (MAD Billion), 2010-2014
Table 92: Moroccan Liability Insurance - Gross Written Premium (MAD Billion), 2014-2019
Table 93: Moroccan Marine, Aviation and Transit Insurance - Gross Written Premium (MAD Million), 2010-2014
Table 94: Moroccan Marine, Aviation and Transit Insurance - Gross Written Premium (MAD Million), 2014-2019
Table 95: Moroccan Personal Accident and Health Insurance - Gross Written Premium by Category (MAD Billion), 2010-2014
Table 96: Moroccan Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2010-2014
Table 97: Moroccan Personal Accident and Health Insurance - Gross Written Premium by Category (MAD Billion), 2014-2019
Table 98: Moroccan Personal Accident and Health Insurance - Gross Written Premium by Category (US$ Million), 2014-2019
Table 99: Moroccan Personal Accident and Health Insurance - Direct Written Premium by Category (MAD Billion), 2010-2014
Table 100: Moroccan Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2010-2014
Table 101: Moroccan Personal Accident and Health Insurance - Direct Written Premium by Category (MAD Billion), 2014-2019
Table 102: Moroccan Personal Accident and Health Insurance - Direct Written Premium by Category (US$ Million), 2014-2019
Table 103: Moroccan Personal Accident and Health Insurance - Paid Claims (MAD Billion), 2010-2014
Table 104: Moroccan Personal Accident and Health Insurance - Paid Claims (MAD Billion), 2014-2019
Table 105: Moroccan Personal Accident and Health Insurance - Incurred Loss (MAD Billion), 2010-2014
Table 106: Moroccan Personal Accident and Health Insurance - Incurred Loss (MAD Billion), 2014-2019
Table 107: Moroccan Personal Accident and Health Insurance - Loss Ratio (%), 2010-2014
Table 108: Moroccan Personal Accident and Health Insurance - Loss Ratio (%), 2014-2019
Table 109: Moroccan Personal Accident and Health Insurance - Combined Ratio (%), 2010-2014
Table 110: Moroccan Personal Accident and Health Insurance - Combined Ratio (%), 2014-2019
Table 111: Moroccan Personal Accident and Health Insurance - Total Assets (MAD Billion), 2010-2014
Table 112: Moroccan Personal Accident and Health Insurance - Total Assets (MAD Billion), 2014-2019
Table 113: Moroccan Personal Accident and Health Insurance - Total Investment Income (MAD Million), 2010-2014
Table 114: Moroccan Personal Accident and Health Insurance - Total Investment Income (MAD Million), 2014-2019
Table 115: Moroccan Personal Accident and Health Insurance - Net Written Premium (MAD Billion), 2010-2014
Table 116: Moroccan Personal Accident and Health Insurance - Net Written Premium (MAD Billion), 2014-2019
Table 117: Moroccan Personal Accident Insurance - Gross Written Premium (MAD Million), 2010-2014
Table 118: Moroccan Personal Accident Insurance - Gross Written Premium (MAD Million), 2014-2019
Table 119: Moroccan Health Insurance - Gross Written Premium (MAD Billion), 2010-2014
Table 120: Moroccan Health Insurance - Gross Written Premium (MAD Billion), 2014-2019
Table 121: Moroccan Reinsurance - Premium Ceded (Excluding Retrocession) by Insurance Segment (MAD Billion), 2010-2014
Table 122: Moroccan Reinsurance - Premium Ceded (Excluding Retrocession) by Insurance Segment (US$ Million), 2010-2014
Table 123: Moroccan Reinsurance - Premium Ceded (Excluding Retrocession) by Insurance Segment (MAD Billion), 2014-2019
Table 124: Moroccan Reinsurance - Premium Ceded (Excluding Retrocession) by Insurance Segment (US$ Million), 2014-2019
Table 125: Moroccan Life Insurance - % of Premium Ceded (Excluding Retrocession), 2010-2014
Table 126: Moroccan Life Insurance - % of Premium Ceded (Excluding Retrocession), 2014-2019
Table 127: Moroccan Non-Life Insurance - % of Premium Ceded (Excluding Retrocession), 2010-2014
Table 128: Moroccan Non-Life Insurance - % of Premium Ceded (Excluding Retrocession), 2014-2019
Table 129: Moroccan Personal Accident and Health Insurance - % of Premium Ceded (Excluding Retrocession), 2010-2014
Table 130: Moroccan Personal Accident and Health Insurance - % of Premium Ceded (Excluding Retrocession), 2014-2019
Table 131: Moroccan Economic Loss by Hazard, 1990-2014
Table 132: Moroccan Average Annual Loss by Hazard, 1990-2014
Table 133: Moroccan Life and Non-Life Insurance Companies, 2014
Table 134: RMA Watanya - Key Facts
Table 135: Axa Assurance Maroc SA - Key Facts
Table 136: Saham Assurance SA - Key Facts
Table 137: Wafa Assurance SA - Key Facts
Table 138: Sanad SA - Key Facts
Table 139: Zurich Assurances Maroc - Key Facts
Table 140: Atlanta Assurance - Key Facts
Table 141: Morocco - Insurance Regulatory Framework Key Features
Table 142: Morocco - Life Insurance Regulatory Framework
Table 143: Morocco - Property Insurance Regulatory Framework
Table 144: Morocco - Motor Insurance Regulatory Framework
Table 145: Morocco - Liability Insurance Regulatory Framework
Table 146: Morocco - Corporate Tax Rates for the Financial Year 2015
Table 147: Insurance Industry Definitions

List of Figures

Figure 1: Moroccan Real GDP (US$ Billion), 2010-2019
Figure 2: Moroccan Consumer Price Inflation, 2010-2019
Figure 3: MAD-US$ Exchange Rate, 2010-2019
Figure 4: Moroccan Unemployment Rate as a Percentage of the Total Labor Force (%), 2010-2019
Figure 5: Moroccan Population by Age Group, 1991-2025
Figure 6: Moroccan Insurance - Gross Written Premium by Segment (MAD Billion), 2010-2019
Figure 7: Moroccan Insurance - Gross Written Premium Market Dynamics by Segment, 2010-2019
Figure 8: Moroccan Insurance - Direct Written Premium by Segment (MAD Billion), 2010-2019
Figure 9: Moroccan Insurance Direct Written Premium Market Dynamics by Segment, 2010-2019
Figure 10: Moroccan Life Insurance - Gross Written Premium by Sub-Segment (MAD Billion), 2010-2019
Figure 11: Moroccan Life Insurance - Gross Written Premium Dynamics by Sub-Segment, 2010-2019
Figure 12: Moroccan Life Insurance - Direct Written Premium by Sub-Segment (MAD Billion), 2010-2019
Figure 13: Moroccan Life Insurance - Direct Written Premium Dynamics by Sub-Segment, 2010-2019
Figure 14: Moroccan Individual Life Insurance - Gross Written Premium by Category (MAD Billion), 2010-2019
Figure 15: Moroccan Individual Life Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 16: Moroccan Individual Life Insurance - Direct Written Premium by Category (MAD Billion), 2010-2019
Figure 17: Moroccan Individual Life Insurance - Direct Written Premium Dynamics by Category, 2010-2019
Figure 18: Moroccan Group Life Insurance - Gross Written Premium by Category (MAD Billion), 2010-2019
Figure 19: Moroccan Group Life Insurance - Gross Written Premium by Category (% Share), 2014 and 2019
Figure 20: Moroccan Group Life Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 21: Moroccan Group Life Insurance - Direct Written Premium by Category (MAD Billion), 2010-2019
Figure 22: Moroccan Group Life Insurance - Direct Written Premium by Category (% Share), 2014 and 2019
Figure 23: Moroccan Group Life Insurance - Direct Written Premium Dynamics by Category, 2010-2019
Figure 24: Moroccan Life Insurance - Paid Claims (MAD Billion), 2010-2014
Figure 25: Moroccan Life Insurance - Paid Claims (MAD Billion), 2014-2019
Figure 26: Moroccan Life Insurance - Incurred Loss (MAD Billion), 2010-2014
Figure 27: Moroccan Life Insurance - Incurred Loss (MAD Billion), 2014-2019
Figure 28: Moroccan Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2010-2014
Figure 29: Moroccan Life Insurance - Net Written Premium as a Percentage of Gross Written Premium (%), 2014-2019
Figure 30: Moroccan Life Insurance - Total Assets (MAD Billion), 2010-2014
Figure 31: Moroccan Life Insurance - Total Assets (MAD Billion), 2014-2019
Figure 32: Moroccan Life Insurance - Total Investment Income (MAD Billion), 2010-2014
Figure 33: Moroccan Life Insurance - Total Investment Income (MAD Billion), 2014-2019
Figure 34: Moroccan Life Insurance - Net Written Premium (MAD Billion), 2010-2014
Figure 35: Moroccan Life Insurance - Net Written Premium (MAD Billion), 2014-2019
Figure 36: Moroccan Life Insurance - Total Investment (MAD Billion), 2010-2014
Figure 37: Moroccan Life Insurance - Penetration (%), 2010-2014
Figure 38: Moroccan Life Insurance - Direct Premium per Capita (MAD), 2010-2014
Figure 39: Moroccan Individual Whole Life Insurance - Gross Written Premium (MAD Billion), 2010-2014
Figure 40: Moroccan Individual Whole Life Insurance - Gross Written Premium (MAD Billion), 2014-2019
Figure 41: Moroccan Individual Pension Insurance - Gross Written Premium (MAD Billion), 2010-2014
Figure 42: Moroccan Individual Pension Insurance - Gross Written Premium (MAD Billion), 2014-2019
Figure 43: Moroccan Individual Endowment Insurance - Gross Written Premium (MAD Million), 2010-2014
Figure 44: Moroccan Individual Endowment Insurance - Gross Written Premium (MAD Million), 2014-2019
Figure 45: Moroccan Individual Others Insurance - Gross Written Premium (MAD Million), 2010-2014
Figure 46: Moroccan Individual Others Insurance - Gross Written Premium (MAD Billion), 2014-2019
Figure 47: Moroccan Group Whole Life Insurance - Gross Written Premium (MAD Billion), 2010-2014
Figure 48: Moroccan Group Whole Life Insurance - Gross Written Premium (MAD Billion), 2014-2019
Figure 49: Moroccan Group Superannuation Insurance - Gross Written Premium (MAD Billion), 2010-2014
Figure 50: Moroccan Group Superannuation Insurance - Gross Written Premium (MAD Billion), 2014-2019
Figure 51: Moroccan Group Others Insurance - Gross Written Premium (MAD Million), 2010-2014
Figure 52: Moroccan Group Others Insurance - Gross Written Premium (MAD Million), 2014-2019
Figure 53: Moroccan Non-Life Insurance - Gross Written Premium by Category (MAD Billion), 2010-2019
Figure 54: Moroccan Non-Life Insurance - Gross Written Premium by Category (%), 2014 and 2019
Figure 55: Moroccan Non-Life Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 56: Moroccan Non-Life Insurance - Direct Written Premium by Category (MAD Billion), 2010-2019
Figure 57: Moroccan Non-Life Insurance - Direct Written Premium by Category (%), 2014 and 2019
Figure 58: Moroccan Non-Life Insurance - Direct Written Premium Dynamics by Category, 2010-2019
Figure 59: Moroccan Non-Life Insurance - Paid Claims (MAD Billion), 2010-2014
Figure 60: Moroccan Non-Life Insurance - Paid Claims (MAD Billion), 2014-2019
Figure 61: Moroccan Non-Life Insurance - Incurred Loss (MAD Billion), 2010-2014
Figure 62: Moroccan Non-Life Insurance - Incurred Loss (MAD Billion), 2014-2019
Figure 63: Moroccan Non-Life Insurance - Loss Ratio (%), 2010-2014
Figure 64: Moroccan Non-Life Insurance - Loss Ratio (%), 2014-2019
Figure 65: Moroccan Non-Life Insurance - Combined Ratio (%), 2010-2014
Figure 66: Moroccan Non-Life Insurance - Combined Ratio (%), 2014-2019
Figure 67: Moroccan Non-Life Insurance - Total Assets (MAD Billion), 2010-2014
Figure 68: Moroccan Non-Life Insurance - Total Assets (MAD Billion), 2014-2019
Figure 69: Moroccan Non-Life Insurance - Total Investment Income (MAD Billion), 2010-2014
Figure 70: Moroccan Non-Life Insurance - Total Investment Income (MAD Billion), 2014-2019
Figure 71: Moroccan Non-Life Insurance - Net Written Premium (MAD Billion), 2010-2014
Figure 72: Moroccan Non-Life Insurance - Net Written Premium (MAD Billion), 2014-2019
Figure 73: Moroccan Non-Life Insurance - Total Investment (MAD Billion), 2010-2014
Figure 74: Moroccan Non-Life Insurance - Penetration (%), 2010-2014
Figure 75: Moroccan Non-Life Insurance Density (Direct Premium per Capita) (MAD), 2010-2014
Figure 76: Moroccan Property Insurance - Gross Written Premium (MAD Billion), 2010-2014
Figure 77: Moroccan Property Insurance - Gross Written Premium (MAD Billion), 2014-2019
Figure 78: Moroccan Motor Insurance - Gross Written Premium (MAD Billion), 2010-2014
Figure 79: Moroccan Motor Insurance - Gross Written Premium (MAD Billion), 2014-2019
Figure 80: Moroccan Liability Insurance - Gross Written Premium (MAD Billion), 2010-2014
Figure 81: Moroccan Liability Insurance - Gross Written Premium (MAD Billion), 2014-2019
Figure 82: Moroccan Marine, Aviation and Transit Insurance - Gross Written Premium (MAD Billion), 2010-2014
Figure 83: Moroccan Marine, Aviation and Transit Insurance - Gross Written Premium (MAD Billion), 2014-2019
Figure 84: Moroccan Personal Accident and Health Insurance - Gross Written Premium by Category (MAD Billion), 2010-2019
Figure 85: Moroccan Personal Accident and Health Insurance - Gross Written Premium by Category (%), 2014 and 2019
Figure 86: Moroccan Personal Accident and Health Insurance - Gross Written Premium Dynamics by Category, 2010-2019
Figure 87: Moroccan Personal Accident and Health Insurance - Direct Written Premium by Category (MAD Billion), 2010-2019
Figure 88: Moroccan Personal Accident and Health Insurance - Direct Written Premium by Category (%), 2014 and 2019
Figure 89: Moroccan Personal Accident and Health Insurance - Direct Written Premium Dynamics by Category, 2010-2019
Figure 90: Moroccan Personal Accident and Health Insurance - Paid Claims by Category (MAD Billion), 2010-2014
Figure 91: Moroccan Personal Accident and Health Insurance - Paid Claims (MAD Billion), 2014-2019
Figure 92: Moroccan Personal Accident and Health Insurance - Incurred Loss (MAD Billion), 2010-2014
Figure 93: Moroccan Personal Accident and Health Insurance - Incurred Loss (MAD Billion), 2014-2019
Figure 94: Moroccan Personal Accident and Health Insurance - Loss Ratio (%), 2010-2014
Figure 95: Moroccan Personal Accident and Health Insurance - Loss Ratio (%), 2014-2019
Figure 96: Moroccan Personal Accident and Health Insurance - Combined Ratio (%), 2010-2014
Figure 97: Moroccan Personal Accident and Health Insurance - Combined Ratio (%), 2014-2019
Figure 98: Moroccan Personal Accident and Health Insurance - Total Assets (MAD Billion), 2010-2014
Figure 99: Moroccan Personal Accident and Health Insurance - Total Assets (MAD Billion), 2014-2019
Figure 100: Moroccan Personal Accident and Health Insurance - Total Investment Income (MAD Million), 2010-2014
Figure 101: Moroccan Personal Accident and Health Insurance - Total Investment Income (MAD Million), 2014-2019
Figure 102: Moroccan Personal Accident and Health Insurance - Net Written Premium (MAD Billion), 2010-2014
Figure 103: Moroccan Personal Accident and Health Insurance - Net Written Premium (MAD Billion), 2014-2019
Figure 104: Moroccan Personal Accident and Health Insurance - Total Investment (MAD Billion), 2010-2014
Figure 105: Moroccan Personal Accident and Health Insurance - Penetration (%), 2010-2014
Figure 106: Moroccan Personal Accident and Health Insurance Density (Direct Premium per Capita) (MAD), 2010-2014
Figure 107: Moroccan Personal Accident Insurance - Gross Written Premium (MAD Million), 2010-2014
Figure 108: Moroccan Personal Accident Insurance - Gross Written Premium (MAD Million), 2014-2019
Figure 109: Moroccan Health Insurance - Gross Written Premium (MAD Billion), 2010-2014
Figure 110: Moroccan Health Insurance - Gross Written Premium (MAD Billion), 2014-2019
Figure 111: Moroccan Reinsurance - Premium Ceded (Excluding Retrocession) by Insurance Segment (MAD Billion), 2010-2019
Figure 112: Moroccan Reinsurance - Dynamics by Insurance Segment, 2010-2019
Figure 113: Moroccan Life Insurance - % of Premium Ceded (Excluding Retrocession), 2010-2014
Figure 114: Moroccan Life Insurance - % of Premium Ceded (Excluding Retrocession), 2014-2019
Figure 115: Moroccan Non-Life Insurance - % of Premium Ceded (Excluding Retrocession), 2010-2014
Figure 116: Moroccan Non-Life Insurance - % of Premium Ceded (Excluding Retrocession), 2014-2019
Figure 117: Moroccan Personal Accident and Health Insurance - % of Premium Ceded (Excluding Retrocession), 2010-2014
Figure 118: Moroccan Personal Accident and Health Insurance - % of Reinsurance Ceded (%), 2014-2019
Figure 119: Moroccan Frequency of Hazards by Type, 1990-2014
Figure 120: Moroccan Economic Losses Caused by Hazards by Type, 1990-2014
Figure 121: Morocco - Insurance Supervision and Control at Various Levels
Figure 122: Morocco - Insurance Regulatory Frameworks for Company Registration and Operation"