The Insurance Industry in Moldova, Key Trends and Opportunities to 2018

Published: Mar, 2015 | Pages: 169 | Publisher: Timetric
Industry: Insurance | Report Format: Electronic (PDF)

Synopsis

Timetric’s ' The Insurance Industry in Moldova, Key Trends and Opportunities to 2018' report provides detailed analysis of the market trends, drivers, challenges in the Moldovan insurance industry. It provides key performance indicators such as written premium, incurred loss, loss ratio, combined ratio, total assets, total investment income and retentions during the review period (2009–2013) and forecast period (2013–2018). The report also analyzes detailed information on the competitive landscape in the country.

The report brings together Timetric’s research, modeling and analysis expertise, giving insurers access to information on segment dynamics and competitive advantages, and profiles of insurers operating in the country. The report also includes details of insurance regulations, and recent changes in regulatory structure.

Summary
The report provides in-depth market analysis, information and insights into the Moldovan insurance industry, including:

The Moldovan insurance industry's growth prospects by segment and category

Key trends, drivers and challenges in the Moldovan insurance industry

The detailed competitive landscape in the Moldovan insurance industry

Detailed regulatory policies of the Moldovan insurance industry

Scope
This report provides a comprehensive analysis of the insurance industry in Moldova:

It provides historical values for the Moldovan insurance industry for the report’s 2009–2013 review period, and projected figures for the 2013–2018 forecast period.

It offers a detailed analysis of the key segments in the Moldovan insurance industry, along with market forecasts until 2018.

It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, combined ratio, total assets, total investment income and retentions.

It profiles the top insurance companies in Moldova and outlines the key regulations affecting them.

Reason To Buy
• Make strategic business decisions using in-depth historic and forecast market data related to the Moldova insurance industry and each segment and category within it.

Understand the demand-side dynamics, key market trends and growth opportunities in the Moldovan insurance industry.

Assess the competitive dynamics in the Moldovan insurance industry.

Identify the growth opportunities and market dynamics in key segments.

Gain insights into key regulations governing the Moldovan insurance industry and their impact on companies and the industry's future.

Key Highlights
Moldova is a low-income country with high population density. Its economy is heavily dependent on agriculture, fisheries and farming, due to its favorable climate and fertile land.

The Moldovan insurance industry is among the smallest in Europe.

In 2012, the insurance regulator National Commission on Financial Markets (NCFM) enacted a law to separate composite insurers into life and non-life businesses.

The regulatory reform in 2012 was also opened new distribution channels in the Moldovan insurance industry, enabling credit and savings institutions to sell insurance policies.

The small size of the economy limits the size of the insurance industry.

 Table of Contents
1 Executive Summary

2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology

3 Moldovan Insurance Industry Overview
3.1 Moldovan Insurance Industry
3.2 Key Industry Trends and Drivers
3.3 Challenges

4 Industry Segmentation
4.1 Life Insurance
4.2 Individual Life Insurance
4.3 Life Insurance by Category
4.3.1 Individual whole life insurance
4.3.2 Individual pension insurance
4.4 Non-Life Insurance
4.4.1 Property insurance
4.4.2 Motor insurance
4.4.3 Liability insurance
4.4.4 Marine, aviation and transit insurance
4.5 Personal Accident and Health Insurance
4.5.1 Personal accident insurance
4.5.2 Health insurance
4.6 Reinsurance

5 Governance, Risk and Compliance
5.1 Legislation Overview and Historical Evolution
5.2 Legislation and Market Practice by Type of Insurance
5.2.1 Life insurance
5.2.2 Property insurance
5.2.3 Motor insurance
5.2.4 Marine, aviation and transit insurance
5.2.5 Personal accident and health insurance
5.3 Compulsory Insurance
5.3.1 Motor-third party liability insurance
5.3.2 Health insurance
5.4 Supervision and Control
5.4.1 International Association of Insurance Supervisors
5.4.2 National Commission on Financial Markets
5.5 Non-Admitted Insurance Regulations
5.5.1 Overview
5.5.2 Intermediaries
5.5.3 Market practices
5.5.4 Fines and penalties
5.6 Company Registration and Operations
5.6.1 Types of insurance organization
5.6.2 Establishing a local company
5.6.3 Foreign ownership
5.6.4 Types of license
5.6.5 Capital requirements
5.6.6 Solvency margins
5.6.7 Reserve requirements
5.6.8 Investment regulations
5.6.9 Statutory return requirements
5.6.10 Fee structure
5.7 Taxation
5.7.1 Insurance premium or policy taxation
5.7.2 Withholding taxes on premium paid overseas
5.7.3 Corporate tax
5.7.4 VAT
5.7.5 Captives
5.8 Legal System
5.8.1 Introduction
5.8.2 Access to court
5.8.3 Alternative dispute resolution (ADR)

6 Competitive Landscape
6.1 Overview
6.2 Leading Companies
6.2.1 Moldasig SA – company overview
6.2.2 Asito SA – company overview
6.2.3 GRAWE CARAT Asigurări SA – company overview
6.2.4 Moldcargo SA – company overview
6.2.5 Donaris Group SA – company overview

7 Macroeconomic Indicators
7.1 GDP at Constant Prices (US$)
7.2 GDP at Current Prices (US$)
7.3 GDP per Capita at Current Prices (US$)
7.4 Inflation Rate
7.5 Total Internet Users
7.6 Total Labor Force
7.7 Unemployment Rate (Percentage of Total Labor Force)
7.8 Total Life Expectancy
7.9 Rural and Urban Populations
7.1 Total Population

8 Appendix
8.1 Methodology
8.2 Contact Timetric
8.3 About Timetric
8.4 Timetric’s Services
8.5 Disclaimer

List of Tables
Table 1: Insurance Industry Definitions
Table 2: Moldovan Insurance Gross Written Premium by Segment (MDL Billion), 2009–2013
Table 3: Moldovan Insurance Gross Written Premium by Segment (US$ Million), 2009–2013
Table 4: Moldovan Insurance Gross Written Premium by Segment (MDL Billion), 2013–2018
Table 5: Moldovan Insurance Gross Written Premium by Segment (US$ Million), 2013–2018
Table 6: Moldovan Insurance Segmentation by Gross Written Premium (Percentage Share), 2009–2018
Table 7: Moldovan Insurance Direct Written Premium by Segment (MDL Billion), 2009–2013
Table 8: Moldovan Insurance Direct Written Premium by Segment (US$ Million), 2009–2013
Table 9: Moldovan Insurance Direct Written Premium by Segment (MDL Billion), 2013–2018
Table 10: Moldovan Insurance Direct Written Premium by Segment (US$ Million), 2013–2018
Table 11: Moldovan Insurance Segmentation by Direct Written Premium (Percentage Share), 2009–2018
Table 12: Moldovan Life Insurance – Gross Written Premium (MDL Million), 2009–2013
Table 13: Moldovan Life Insurance – Gross Written Premium (MDL Million), 2013–2018
Table 14: Moldovan Individual Life Insurance – Gross Written Premium by Category (MDL Million), 2009–2013
Table 15: Moldovan Individual Life Insurance – Gross Written Premium by Category (US$ Million), 2009–2013
Table 16: Moldovan Individual Life Insurance – Gross Written Premium by Category (MDL Million), 2013–2018
Table 17: Moldovan Individual Life Insurance – Gross Written Premium by Category (US$ Million), 2013–2018
Table 18: Moldovan Individual Life Insurance – Direct Written Premium by Category (MDL Million), 2009–2013
Table 19: Moldovan Individual Life Insurance – Direct Written Premium by Category (US$ Million), 2009–2013
Table 20: Moldovan Individual Life Insurance – Direct Written Premium by Category (MDL Million), 2013–2018
Table 21: Moldovan Individual Life Insurance – Direct Written Premium by Category (US$ Million), 2013–2018
Table 22: Moldovan Life Insurance – Paid Claims (MDL Million), 2009–2013
Table 23: Moldovan Life Insurance – Paid Claims (MDL Million), 2013–2018
Table 24: Moldovan Life Insurance – Incurred Loss (MDL Million), 2009–2013
Table 25: Moldovan Life Insurance – Incurred Loss (MDL Million), 2013–2018
Table 26: Moldovan Life Insurance – Loss Ratio (%), 2009–2013
Table 27: Moldovan Life Insurance – Loss Ratio (%), 2013–2018
Table 28: Moldovan Life Insurance – Combined Ratio (%), 2009–2013
Table 29: Moldovan Life Insurance – Combined Ratio (%), 2013–2018
Table 30: Moldovan Life Insurance – Total Assets (MDL Million), 2009–2013
Table 31: Moldovan Life Insurance – Total Assets (MDL Million), 2013–2018
Table 32: Moldovan Life Insurance – Retentions (MDL Million), 2009–2013
Table 33: Moldovan Life Insurance – Retentions (MDL Million), 2013–2018
Table 34: Moldovan Life Insurance – Total Investment (MDL Million), 2009–2013
Table 35: Moldovan Individual Whole Life Insurance – Gross Written Premium (MDL Million), 2009–2013
Table 36: Moldovan Individual Whole Life Insurance – Gross Written Premium (MDL Million), 2013–2018
Table 37: Moldovan Individual Pension Insurance – Gross Written Premium (MDL), 2009–2013
Table 38: Moldovan Individual Pension Insurance – Gross Written Premium (MDL), 2013–2018
Table 39: Moldovan Non-Life Insurance – Gross Written Premium by Category (MDL Million), 2009–2013
Table 40: Moldovan Non-Life Insurance – Gross Written Premium by Category (US$ Million), 2009–2013
Table 41: Moldovan Non-Life Insurance – Gross Written Premium by Category (MDL Million), 2013–2018
Table 42: Moldovan Non-Life Insurance – Gross Written Premium by Category (US$ Million), 2013–2018
Table 43: Moldovan Non-Life Insurance – Direct Written Premium by Category (MDL Million), 2009–2013
Table 44: Moldovan Non-Life Insurance – Direct Written Premium by Category (US$ Million), 2009–2013
Table 45: Moldovan Non-Life Insurance – Direct Written Premium by Category (MDL Million), 2013–2018
Table 46: Moldovan Non-Life Insurance – Direct Written Premium by Category (US$ Million), 2013–2018
Table 47: Moldovan Non-Life Insurance – Paid Claims (MDL Million), 2009–2013
Table 48: Moldovan Non-Life Insurance – Paid Claims (MDL Million), 2013–2018
Table 49: Moldovan Non-Life Insurance – Incurred Loss (MDL Million), 2009–2013
Table 50: Moldovan Non-Life Insurance – Incurred Loss (MDL Million), 2013–2018
Table 51: Moldovan Non-Life Insurance – Loss Ratio (%), 2009–2013
Table 52: Moldovan Non-Life Insurance – Loss Ratio (%), 2013–2018
Table 53: Moldovan Non-Life Insurance – Combined Ratio (%), 2009–2013
Table 54: Moldovan Non-Life Insurance – Combined Ratio (%), 2013–2018
Table 55: Moldovan Non-Life Insurance – Total Assets (MDL Billion), 2009–2013
Table 56: Moldovan Non-Life Insurance – Total Assets (MDL Billion), 2013–2018
Table 57: Moldovan Non-Life Insurance – Retentions (MDL Million), 2009–2013
Table 58: Moldovan Non-Life Insurance – Retentions (MDL Billion), 2013–2018
Table 59: Moldovan Non-Life Insurance – Total Investment (MDL Billion), 2009–2013
Table 60: Moldovan Property Insurance – Gross Written Premium (MDL Million), 2009–2013
Table 61: Moldovan Property Insurance – Gross Written Premium (MDL Million), 2013–2018
Table 62: Moldovan Motor Insurance – Gross Written Premium (MDL Million), 2009–2013
Table 63: Moldovan Motor Insurance – Gross Written Premium (MDL Million), 2013–2018
Table 64: Moldovan Liability Insurance – Gross Written Premium (MDL Million), 2009–2013
Table 65: Moldovan Liability Insurance – Gross Written Premium (MDL Million), 2013–2018
Table 66: Moldovan Marine, Aviation and Transit Insurance – Gross Written Premium (MDL Million), 2009–2013
Table 67: Moldovan Marine, Aviation and Transit Insurance – Gross Written Premium (MDL Million), 2013–2018
Table 68: Moldovan Personal Accident and Health Insurance – Gross Written Premium by Category (MDL Million), 2009–2013
Table 69: Moldovan Personal Accident and Health Insurance – Gross Written Premium by Category (US$ Million), 2009–2013
Table 70: Moldovan Personal Accident and Health Insurance – Gross Written Premium by Category (MDL Million), 2013–2018
Table 71: Moldovan Personal Accident and Health Insurance – Gross Written Premium by Category (US$ Million), 2013–2018
Table 72: Moldovan Personal Accident and Health Insurance – Direct Written Premium by Category (MDL Million), 2009–2013
Table 73: Moldovan Personal Accident and Health Insurance – Direct Written Premium by Category (US$ Million), 2009–2013
Table 74: Moldovan Personal Accident and Health Insurance – Direct Written Premium by Category (MDL Million), 2013–2018
Table 75: Moldovan Personal Accident and Health Insurance – Direct Written Premium by Category (US$ Million), 2013–2018
Table 76: Moldovan Personal Accident and Health Insurance – Paid Claims (MDL Million), 2009–2013
Table 77: Moldovan Personal Accident and Health Insurance – Paid Claims (MDL Million), 2013–2018
Table 78: Moldovan Personal Accident and Health Insurance – Incurred Loss (MDL Million), 2009–2013
Table 79: Moldovan Personal Accident and Health Insurance – Incurred Loss (MDL Million), 2013–2018
Table 80: Moldovan Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Table 81: Moldovan Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Table 82: Moldovan Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Table 83: Moldovan Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Table 84: Moldovan Personal Accident and Health Insurance – Total Assets (MDL Million), 2009–2013
Table 85: Moldovan Personal Accident and Health Insurance – Total Assets (MDL Million), 2013–2018
Table 86: Moldovan Personal Accident and Health Insurance – Retentions (MDL Million), 2009–2013
Table 87: Moldovan Personal Accident and Health Insurance – Retentions (MDL Million), 2013–2018
Table 88: Moldovan Personal Accident and Health Insurance – Total Investment (MDL Million), 2009–2013
Table 89: Moldovan Personal Accident Insurance – Gross Written Premium (MDL Million), 2009–2013
Table 90: Moldovan Personal Accident Insurance – Gross Written Premium (MDL Million), 2013–2018
Table 91: Moldovan Health Insurance – Gross Written Premium (MDL Million), 2009–2013
Table 92: Moldovan Health Insurance – Gross Written Premium (MDL Million), 2013–2018
Table 93: Moldovan Reinsurance – Ceded by Insurance Segment (MDL Million), 2009–2013
Table 94: Moldovan Reinsurance – Ceded by Insurance Segment (US$ Million), 2009–2013
Table 95: Moldovan Reinsurance – Ceded by Insurance Segment (MDL Million), 2013–2018
Table 96: Moldovan Reinsurance – Ceded by Insurance Segment (US$ Million), 2013–2018
Table 97: Moldovan Life Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Table 98: Moldovan Life Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Table 99: Moldovan Non-Life Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Table 100: Moldovan Non-Life Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Table 101: Moldovan Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Table 102: Moldovan Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Table 103: Moldova – Life Insurance Regulatory Framework
Table 104: Moldova – Property Insurance Regulatory Framework
Table 105: Moldova – Motor Insurance Regulatory Framework
Table 106: Moldova – Minimum Capital Requirement for Obtaining Insurance License
Table 107: Moldova – Corporate Tax Rates for the Financial Year 2014
Table 108: Moldovan Insurance Market Shares, 2012 and 2013
Table 109: Moldasig SA, Main Products
Table 110: Moldasig SA, Key Employees
Table 111: Asito SA, Main Products
Table 112: Asito SA, Key Employees
Table 113: GRAWE CARAT Asigurări SA, Main Products
Table 114: GRAWE CARAT Asigurări SA, Key Employees
Table 115: Moldcargo SA, Main Products
Table 116: Donaris Group SA, Main Products
Table 117: Donaris Group SA, Key Employees

List of Figures
Figure 1: Moldovan Insurance Gross Written Premium by Segment (MDL Billion), 2009–2018
Figure 2: Moldovan Insurance Gross Written Premium Market Dynamics by Segment, 2009–2018
Figure 3: Moldovan Insurance Direct Written Premium by Segment (MDL Billion), 2009–2018
Figure 4: Moldovan Insurance Direct Written Premium Market Dynamics by Segment, 2009–2018
Figure 5: Moldovan Life Insurance – Gross Written Premium (MDL Million), 2009–2013
Figure 6: Moldovan Life Insurance – Gross Written Premium (MDL Million), 2013–2018
Figure 7: Moldovan Individual Life Insurance – Gross Written Premium by Category (MDL Million), 2009–2018
Figure 8: Moldovan Individual Life Insurance – Gross Written Premium Dynamics by Category, 2009–2018
Figure 9: Moldovan Individual Life Insurance – Direct Written Premium by Category (MDL Million), 2009–2018
Figure 10: Moldovan Individual Life Insurance – Direct Written Premium Dynamics by Category, 2009–2018
Figure 11: Moldovan Life Insurance – Paid Claims (MDL Million), 2009–2013
Figure 12: Moldovan Life Insurance – Paid Claims (MDL Million), 2013–2018
Figure 13: Moldovan Life Insurance – Incurred Loss (MDL Million), 2009–2013
Figure 14: Moldovan Life Insurance – Incurred Loss (MDL Million), 2013–2018
Figure 15: Moldovan Life Insurance – Loss Ratio (%), 2009–2013
Figure 16: Moldovan Life Insurance – Loss Ratio (%), 2013–2018
Figure 17: Moldovan Life Insurance – Combined Ratio (%), 2009–2013
Figure 18: Moldovan Life Insurance – Combined Ratio (%), 2013–2018
Figure 19: Moldovan Life Insurance – Total Assets (MDL Million), 2009–2013
Figure 20: Moldovan Life Insurance – Total Assets (MDL Million), 2013–2018
Figure 21: Moldovan Life Insurance – Retentions (MDL Million), 2009–2013
Figure 22: Moldovan Life Insurance – Retentions (MDL Million), 2013–2018
Figure 23: Moldovan Life Insurance – Total Investment (MDL Million), 2009–2013
Figure 24: Moldovan Life Insurance – Penetration (% of GDP), 2009–2013
Figure 25: Moldovan Life Insurance – Premium Per Capita (MDL), 2009–2013
Figure 26: Moldovan Individual Whole Life Insurance – Gross Written Premium (MDL Million), 2009–2013
Figure 27: Moldovan Individual Whole Life Insurance – Gross Written Premium (MDL Million), 2013–2018
Figure 28: Moldovan Individual Pension Insurance – Gross Written Premium (MDL), 2009–2013
Figure 29: Moldovan Individual Pension Insurance – Gross Written Premium (MDL), 2013–2018
Figure 30: Moldovan Non-Life Insurance – Gross Written Premium by Category (MDL Million), 2009–2018
Figure 31: Moldovan Non-Life Insurance – Gross Written Premium by Category (%), 2013 and 2018
Figure 32: Moldovan Non-Life Insurance – Gross Written Premium Dynamics by Category, 2009–2018
Figure 33: Moldovan Non-Life Insurance – Direct Written Premium by Category (MDL Million), 2009–2018
Figure 34: Moldovan Non-Life Insurance – Direct Written Premium by Category (%), 2013 and 2018
Figure 35: Moldovan Non-Life Insurance – Direct Written Premium Dynamics by Category, 2009–2018
Figure 36: Moldovan Non-Life Insurance – Paid Claims (MDL Million), 2009–2013
Figure 37: Moldovan Non-Life Insurance – Paid Claims (MDL Million), 2013–2018
Figure 38: Moldovan Non-Life Insurance – Incurred Loss (MDL Million), 2009–2013
Figure 39: Moldovan Non-Life Insurance – Incurred Loss (MDL Million), 2013–2018
Figure 40: Moldovan Non-Life Insurance – Loss Ratio (%), 2009–2013
Figure 41: Moldovan Non-Life Insurance – Loss Ratio (%), 2013–2018
Figure 42: Moldovan Non-Life Insurance – Combined Ratio (%), 2009–2013
Figure 43: Moldovan Non-Life Insurance – Combined Ratio (%), 2013–2018
Figure 44: Moldovan Non-Life Insurance – Total Assets (MDL Billion), 2009–2013
Figure 45: Moldovan Non-Life Insurance – Total Assets (MDL Billion), 2013–2018
Figure 46: Moldovan Non-Life Insurance – Retentions (MDL Million), 2009–2013
Figure 47: Moldovan Non-Life Insurance – Retentions (MDL Billion), 2013–2018
Figure 48: Moldovan Non-Life Insurance – Total Investment (MDL Billion), 2009–2013
Figure 49: Moldovan Non-Life Insurance Penetration (% of GDP), 2009–2013
Figure 50: Moldovan Non-Life Insurance – Premium Per Capita (MDL), 2009–2013
Figure 51: Moldovan Property Insurance – Gross Written Premium (MDL Million), 2009–2013
Figure 52: Moldovan Property Insurance – Gross Written Premium (MDL Million), 2013–2018
Figure 53: Moldovan Motor Insurance – Gross Written Premium (MDL Million), 2009–2013
Figure 54: Moldovan Motor Insurance – Gross Written Premium (MDL Million), 2013–2018
Figure 55: Moldovan Liability Insurance – Gross Written Premium (MDL Million), 2009–2013
Figure 56: Moldovan Liability Insurance – Gross Written Premium (MDL Million), 2013–2018
Figure 57: Moldovan Marine, Aviation and Transit Insurance – Gross Written Premium (MDL Million), 2009–2013
Figure 58: Moldovan Marine, Aviation and Transit Insurance – Gross Written Premium (MDL Million), 2013–2018
Figure 59: Moldovan Personal Accident and Health Insurance – Gross Written Premium by Category (MDL Million), 2009–2018
Figure 60: Moldovan Personal Accident and Health Insurance – Gross Written Premium by Category (%), 2013 and 2018
Figure 61: Moldovan Personal Accident and Health Insurance – Gross Written Premium Dynamics by Category, 2009–2018
Figure 62: Moldovan Personal Accident and Health Insurance – Direct Written Premium by Category (MDL Million), 2009–2018
Figure 63: Moldovan Personal Accident and Health Insurance – Direct Written Premium by Category (%), 2013 and 2018
Figure 64: Moldovan Personal Accident and Health Insurance – Direct Written Premium Dynamics by Category, 2009–2018
Figure 65: Moldovan Personal Accident and Health Insurance – Paid Claims by Category (MDL Million), 2009–2013
Figure 66: Moldovan Personal Accident and Health Insurance – Paid Claims (MDL Million), 2013–2018
Figure 67: Moldovan Personal Accident and Health Insurance – Incurred Loss (MDL Million), 2009–2013
Figure 68: Moldovan Personal Accident and Health Insurance – Incurred Loss (MDL Million), 2013–2018
Figure 69: Moldovan Personal Accident and Health Insurance – Loss Ratio (%), 2009–2013
Figure 70: Moldovan Personal Accident and Health Insurance – Loss Ratio (%), 2013–2018
Figure 71: Moldovan Personal Accident and Health Insurance – Combined Ratio (%), 2009–2013
Figure 72: Moldovan Personal Accident and Health Insurance – Combined Ratio (%), 2013–2018
Figure 73: Moldovan Personal Accident and Health Insurance – Total Assets (MDL Million), 2009–2013
Figure 74: Moldovan Personal Accident and Health Insurance – Total Assets (MDL Million), 2013–2018
Figure 75: Moldovan Personal Accident and Health Insurance – Retentions (MDL Million), 2009–2013
Figure 76: Moldovan Personal Accident and Health Insurance – Retentions (MDL Million), 2013–2018
Figure 77: Moldovan Personal Accident and Health Insurance – Total Investment (MDL Million), 2009–2013
Figure 78: Moldovan Personal Accident and Health Insurance Penetration (% of GDP), 2009–2013
Figure 79: Moldovan Personal Accident and Health Insurance – Premium Per Capita (MDL), 2009–2013
Figure 80: Moldovan Personal Accident Insurance – Gross Written Premium (MDL Million), 2009–2013
Figure 81: Moldovan Personal Accident Insurance – Gross Written Premium (MDL Million), 2013–2018
Figure 82: Moldovan Health Insurance – Gross Written Premium (MDL Million), 2009–2013
Figure 83: Moldovan Health Insurance – Gross Written Premium (MDL Million), 2013–2018
Figure 84: Moldovan Reinsurance – Ceded by Insurance Segment (MDL Million), 2009–2018
Figure 85: Moldovan Reinsurance – Dynamics by Insurance Segment, 2009–2018
Figure 86: Moldovan Life Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Figure 87: Moldovan Life Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Figure 88: Moldovan Non-Life Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Figure 89: Moldovan Non-Life Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Figure 90: Moldovan Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2009–2013
Figure 91: Moldovan Personal Accident and Health Insurance – Percentage of Reinsurance Ceded (%), 2013–2018
Figure 92: Moldova – Insurance Regulatory Framework
Figure 93: Moldova – Insurance Supervision and Control at Various Levels
Figure 94: Moldova – Insurance Regulatory Frameworks for Company Registration and Operation
Figure 95: Moldovan Insurance Market – Market Shares, 2012 and 2013
Figure 96: Moldovan GDP at Constant Prices (US$ Billion), 2009–2013
Figure 97: Moldovan GDP at Current Prices (US$ Billion), 2009–2013
Figure 98: Moldovan GDP per Capita at Current Prices (US$), 2009–2013
Figure 99: Moldovan Inflation Rate (%), 2009–2013
Figure 100: Moldovan Total Internet Users (Million), 2009–2013
Figure 101: Moldovan Total Labor Force (Million), 2008–2012
Figure 102: Moldovan Unemployment Rate (%), 2009–2013
Figure 103: Moldovan Total Life Expectancy (Years), 2009–2013
Figure 104: Moldovan Rural and Urban Populations (%), 2009–2013
Figure 105: Moldovan Total Population (Million), 2009–2013