Personal Accident and Health Insurance in Lithuania, Key Trends and Opportunities to 2017

Published: May, 2014 | Pages: 236 | Publisher: Timetric
Industry: Insurance | Report Format: Electronic (PDF)


Synopsis
The report provides in depth market analysis, information and insights into the Lithuanian personal accident and health insurance segment, including:
The Lithuanian personal accident and health insurance segment's growth prospects by insurance categories 
Key trends and drivers for the personal accident and health insurance segment 
The various distribution channels in the Lithuanian personal accident and health insurance segment
The detailed competitive landscape in the personal accident and health insurance segment in Lithuania
Detailed regulatory policies of the Lithuanian insurance industry
A description of the personal accident and health reinsurance segment in Lithuania
Porter's Five Forces analysis of the personal accident and health insurance segment
A benchmarking section on the Lithuanian life insurance segment in comparison with other countries in Central and Eastern Europe 

Summary
The Lithuanian personal accident and health insurance segment recorded growth during the review period (2008?2012), with the segment's written premium value increasing at a compound annual growth rate (CAGR) of 2.3% during the review period. It is further expected to grow at a CAGR of 5.6% over the forecast period (2012?2017). This growth was driven by an increase in healthcare expenditure, rising life expectancy, mandatory health insurance and growing consumer awareness of the benefits of insurance products. According to the International Monetary Fund (IMF), the country's GDP per capita at current prices is expected to value at LTL52,457.4 (US$21,209.6) in 2017, registering a CAGR of 6.8% over the forecast period. This growth is expected to result in an increase in average income levels and, consequently, improve the demand for personal accident and health insurance products. Personal accident insurance was the leading category in the segment accounting for 65.5% of the written premium in 2012. 
Scope
This report provides a comprehensive analysis of the personal accident and health insurance segment in Lithuania:
It provides historical values for the Lithuanian personal accident and health insurance segment for the report's 2008-2012 review period and projected figures for the 2012-2017 forecast period.
It offers a detailed analysis of the key sub-segments in Lithuanian personal accident and health insurance segment, along with market forecasts until 2017.
It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
It analyses the various distribution channels for personal accident and health insurance products in Lithuania.
Using Porter's industry-standard "Five Forces" analysis, it details the competitive landscape in Lithuania for the personal accident and health insurance segment.
It provides a detailed analysis of the reinsurance segment in Lithuania and its growth prospects.
It profiles the top personal accident and health insurance companies in Lithuania and outlines the key regulations affecting them. 
Reason To Buy
 Make strategic business decisions using in depth historic and forecast market data related to the Lithuanian personal accident and health insurance segment and each category within it
Understand the demand-side dynamics, key market trends and growth opportunities within the Lithuanian personal accident and health insurance segment
Assess the competitive dynamics in the personal accident and health insurance segment, along with the reinsurance segment
Identify the growth opportunities and market dynamics within key product categories
Gain insights into key regulations governing the Lithuanian insurance segment and its impact on companies and the market's future 
Key Highlights
 The personal accident and health segment recorded a slow growth during the review period.
Personal accident insurance was the largest category of the segment during the review period, representing a 65.5% share of the total written premium in 2012.
Health insurance is a key category within the personal accident and health segment and accounted for 33.2% of its written premium in 2012.
Over the forecast period, growth is expected to be driven by Lithuania's strong economic growth.
The segment is highly consolidated, with the 10 leading insurers representing 98.4% of the total personal segment's 2012 gross written premium.

 1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Regiol Market Dymics
3.1 Overview
3.1.1 Market trends
3.1.2 Market size
4 Persol Accident and Health Insurance - Regiol Benchmarking
4.1 Scale and Penetration
4.1.1 Total market gross written premium
4.1.2 Premium per capita
4.1.3 Persol accident and health insurance penetration
4.2 Growth
4.2.1 Gross written premium
4.2.2 Gross written premium per capita
4.3 Efficiency and Risk
4.3.1 Loss ratio
4.3.2 Combined ratio
4.3.3 Incurred losses per capita
4.3.4 Incurred losses as a percentage of GDP
4.4 Distribution Channels
4.4.1 Direct marketing
4.4.2 E-commerce
4.4.3 Brokers
4.4.4 Bancassurance
4.4.5 Agencies
5 Lithuanian Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2008-2017
5.2 Key Industry Trends and Drivers
6 Persol Accident and Health Insurance Segment Outlook
6.1 Persol Accident and Health Insurance Growth Prospects by Category
6.1.1 Persol accident
6.1.2 Travel insurance
6.1.3 Health insurance
7 Alysis by Distribution Channels
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 E-Commerce
7.5 Brokers
7.6 Other Channels
8 Porter's Five Forces Alysis - Lithuanian Persol Accident and Health Insurance Segment
8.1 Bargaining Power of Suppliers: Low to Medium
8.2 Bargaining Power of Buyers: Low to Medium
8.3 Barriers to Entry: Medium to High
8.4 Intensity of Rivalry: High
8.5 Threat of Substitutes: Low
9 Reinsurance Growth Dymics and Challenges
9.1 Reinsurance Segment Size by Type of Insurance, 2008-2017
10 Governce, Risk and Compliance
10.1 Legislation Overview and Historical Evolution
10.2 Regulations by Type of Insurance
10.2.1 Life insurance regulations
10.2.2 Property insurance regulations
10.2.3 Motor insurance regulations
10.2.4 Marine, aviation and transit insurance regulations
10.2.5 Persol accident and health insurance regulations
10.3 Compulsory Insurance
10.3.1 Motor third-party liability insurance
10.3.2 Workers' compensation
10.3.3 Civil liability insurance for construction designers
10.3.4 Civil liability insurance of contractor
10.3.5 Civil liability insurance on auditor firms
10.3.6 Air carriers and aircraft operators insurance
10.4 Supervision and Control
10.4.1 Intertiol Association of Insurance Supervisors (IAIS)
10.4.2 European Insurance and Occupatiol Pensions Authority (EIOPA)
10.4.3 Bank of Lithuania
10.5 Non-Admitted Insurance Regulations
10.5.1 Overview
10.5.2 Intermediaries
10.5.3 Market practices
10.5.4 Fines and pelties
10.6 Company Registration and Operations
10.6.1 Types of insurance organization
10.6.2 Foreign ownership
10.6.3 Types of license
10.6.4 Capital requirements
10.6.5 Solvency margins
10.6.6 Reserve requirements
10.6.7 Investment regulations
10.6.8 Statutory return requirements
10.6.9 Fee structure
10.7 Taxation
10.7.1 Insurance premium or policy taxation
10.7.2 Withholding taxes on premium paid overseas
10.7.3 Corporate tax
10.7.4 VAT
10.7.5 Captives
10.8 Legal System
10.8.1 Introduction
10.8.2 Access to court
10.8.3 Altertive dispute resolution (ADR)
11 Competitive Landscape and Strategic Insights
11.1 Overview
11.2 Leading Companies in Lithuanian Persol Accident and Health Insurance Segment
11.3 Comparison of the Top-Five Insurers
11.3.1 Gross written premium
11.3.2 Paid claims
11.4 Lietuvos Draudimas - Company Overview
11.4.1 Lietuvos Draudimas - key facts
11.4.2 Lietuvos Draudimas - key fincials
11.5 Ergo Lietuva - Company Overview
11.5.1 Ergo Lietuva - key facts
11.5.2 Ergo Lietuva - key fincials
11.6 PZU Lietuva - Company Overview
11.6.1 PZU Lietuva - key facts
11.6.2 PZU Lietuva - key fincials
11.7 BTA Akcin?s Draudimo Bendrov?s - Company Overview
11.7.1 BTA akcin?s draudimo bendrov?s - key facts
11.7.2 BTA akcin?s draudimo bendrov?s - key fincials
11.8 AAS Gjensidige Baltic Lietuvos Filialas - Company Overview
11.8.1 AAS Gjensidige Baltic - key facts
11.8.2 AAS Gjensidige Baltic - key fincials
11.9 SEB Gyvyb?s Draudimas - Company Overview
11.9.1 SEB Gyvyb?s draudimas - key facts
11.9.2 SEB Gyvyb?s draudimas - key fincials
11.1 Compensa Life Vien Insurance Group - Company Overview
11.10.1 Compensa Life Vien Insurance Group - key facts
11.10.2 Compensa Life Vien Insurance Group - key fincials
11.11 If P&C Insurance AS - Company Overview
11.11.1 If P&C Insurance AS - key facts
11.11.2 If P&C Insurance AS - key fincials
11.12 Seesam Insurance AS - Company Overview
11.12.1 Seesam Insurance AS - key facts
11.12.2 Seesam Insurance AS - key fincials
11.13 Swedbank P&C Insurance AS - Company Overview
11.13.1 Swedbank P&C Insurance AS - key facts
11.13.2 Swedbank P&C Insurance AS - key fincials
12 Business Environment and Country Risk
12.1 Business Confidence
12.1.1 Market capitalization trend - sdaq OMX Vilnius (VLN) Stock Exchange, Lithuania
12.2 Economic Performance
12.2.1 GDP at constant prices (US$)
12.2.2 GDP per capita at constant prices (US$)
12.2.3 GDP at current prices (US$)
12.2.4 GDP per capita at current prices (US$)
12.2.5 GDP by key segments
12.2.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
12.2.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
12.2.8 Manufacturing net output at current prices (US$)
12.2.9 Manufacturing net output at current prices as a percentage of GDP
12.2.10 Mining, manufacturing and utilities at current prices (US$)
12.2.11 Mining, manufacturing and utilities at current prices, as percentage of GDP
12.2.12 Construction net output at current prices, (US$)
12.2.13 Construction net output at current prices as a percentage of GDP
12.2.14 Inflation rate
12.2.15 Exports as a percentage of GDP
12.2.16 Imports as a percentage of GDP
12.2.17 Merchandise exports growth
12.2.18 Merchandise imports growth
12.2.19 Annual average exchange rate LTL-US$
12.3 Infrastructure
12.3.1 Commercial vehicles exports - total value
12.3.2 Commercial vehicles imports - total value
12.3.3 Automotive exports - total value
12.3.4 Automotive imports - total value
12.3.5 Total internet subscribers
12.4 Labor Force
12.4.1 Labor force
12.4.2 Unemployment rate
12.5 Demographics
12.5.1 Gross tiol disposable income (US$)
12.5.2 Household consumption expenditure (US$)
12.5.3 Total population
12.5.4 Urban and rural populations
12.5.5 Age distribution of the total population
13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric's Services
13.5 Disclaimer
13.6 Timetric's Services
13.7 Disclaimer


List of Tables
Table 1: Insurance Industry Definitions
Table 2: Lithuanian Insurance - Overall Written Premium by Segment (LTL Million), 2008-2012
Table 3: Lithuanian Insurance - Overall Written Premium by Segment (US$ Million), 2008-2012
Table 4: Lithuanian Insurance - Overall Written Premium by Segment (LTL Million), 2012-2017
Table 5: Lithuanian Insurance - Overall Written Premium by Segment (US$ Million), 2012-2017
Table 6: Lithuanian Insurance - Segmentation (Percentage Share), 2008-2017
Table 7: Lithuanian Persol Accident and Health Insurance - Written Premium by Category (LTL Million), 2008-2012
Table 8: Lithuanian Persol Accident and Health Insurance - Written Premium by Category (US$ Million), 2008-2012
Table 9: Lithuanian Persol Accident and Health Insurance - Written Premium by Category (LTL Million), 2012-2017
Table 10: Lithuanian Persol Accident and Health Insurance - Written Premium by Category (US$ Million), 2012-2017
Table 11: Lithuanian Persol Accident and Health Insurance - Earned Premium (LTL Million), 2008-2012
Table 12: Lithuanian Persol Accident and Health Insurance - Earned Premium (LTL Million), 2012-2017
Table 13: Lithuanian Persol Accident and Health Insurance - Paid Claims by Category (LTL Million), 2008-2012
Table 14: Lithuanian Persol Accident and Health Insurance - Paid Claims by Category (US$ Million), 2008-2012
Table 15: Lithuanian Persol Accident and Health Insurance - Paid Claims by Category (LTL Million), 2012-2017
Table 16: Lithuanian Persol Accident and Health Insurance - Paid Claims by Category (US$ Million), 2012-2017
Table 17: Lithuanian Persol Accident and Health Insurance - Incurred Loss by Category (LTL Million), 2008-2012
Table 18: Lithuanian Persol Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2008-2012
Table 19: Lithuanian Persol Accident and Health Insurance - Incurred Loss by Category (LTL Million), 2012-2017
Table 20: Lithuanian Persol Accident and Health Insurance - Incurred Loss by Category (US$ Million), 2012-2017
Table 21: Lithuanian Persol Accident and Health Insurance - Loss Ratio (%), 2008-2012
Table 22: Lithuanian Persol Accident and Health Insurance - Loss Ratio (%), 2012-2017
Table 23: Lithuanian Persol Accident and Health Insurance - Commission and Expenses (LTL Million), 2008-2012
Table 24: Lithuanian Persol Accident and Health Insurance - Commission and Expenses (LTL Million), 2012-2017
Table 25: Lithuanian Persol Accident and Health Insurance - Combined Ratio (%), 2008-2012
Table 26: Lithuanian Persol Accident and Health Insurance - Combined Ratio (%), 2012-2017
Table 27: Lithuanian Persol Accident and Health Insurance - Frauds and Crimes (LTL Million), 2008-2012
Table 28: Lithuanian Persol Accident and Health Insurance - Frauds and Crimes (LTL Million), 2012-2017
Table 29: Lithuanian Persol Accident and Health Insurance - Total Assets (LTL Million), 2008-2012
Table 30: Lithuanian Persol Accident and Health Insurance - Total Assets (LTL Million), 2012-2017
Table 31: Lithuanian Persol Accident and Health Insurance - Total Investment Income (LTL Million), 2008-2012
Table 32: Lithuanian Persol Accident and Health Insurance - Total Investment Income (LTL Million), 2012-2017
Table 33: Lithuanian Persol Accident and Health Insurance - Retentions (LTL Million), 2008-2012
Table 34: Lithuanian Persol Accident and Health Insurance - Retentions (LTL Million), 2012-2017
Table 35: Lithuanian Persol Accident Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 36: Lithuanian Persol Accident Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 37: Lithuanian Persol Accident Insurance - Written Premium (LTL Million), 2008-2012
Table 38: Lithuanian Persol Accident Insurance - Written Premium (LTL Million), 2012-2017
Table 39: Lithuanian Persol Accident Insurance - Loss Ratio (%), 2008-2012
Table 40: Lithuanian Persol Accident Insurance - Loss Ratio (%), 2012-2017
Table 41: Lithuanian Travel Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 42: Lithuanian Travel Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 43: Lithuanian Travel Insurance - Written Premium (LTL Million), 2008-2012
Table 44: Lithuanian Travel Insurance - Written Premium (LTL Million), 2012-2017
Table 45: Lithuanian Travel Insurance - Loss Ratio (%), 2008-2012
Table 46: Lithuanian Travel Insurance - Loss Ratio (%), 2012-2017
Table 47: Lithuanian Health Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 48: Lithuanian Health Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 49: Lithuanian Health Insurance - Written Premium (LTL Million), 2008-2012
Table 50: Lithuanian Health Insurance - Written Premium (LTL Million), 2012-2017
Table 51: Lithuanian Non-Life Health Insurance - Loss Ratio (%), 2008-2012
Table 52: Lithuanian Non-Life Health Insurance - Loss Ratio (%), 2012-2017
Table 53: Lithuanian Persol Accident and Health Insurance - Direct Marketing Commission Paid (LTL Million), 2008-2012
Table 54: Lithuanian Persol Accident and Health Insurance - Direct Marketing Commission Paid (LTL Million), 2012-2017
Table 55: Lithuanian Persol Accident and Health Insurance - Written Premium Through Direct Marketing (LTL Million), 2008-2012
Table 56: Lithuanian Persol Accident and Health Insurance - Written Premium Through Direct Marketing (LTL Million), 2012-2017
Table 57: Lithuanian Persol Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2008-2012
Table 58: Lithuanian Persol Accident and Health Insurance - Policies Sold Through Direct Marketing (Thousand), 2012-2017
Table 59: Lithuanian Persol Accident and Health Insurance - Number of Direct Marketing Distributors, 2008-2012
Table 60: Lithuanian Persol Accident and Health Insurance - Number of Direct Marketing Distributors, 2012-2017
Table 61: Lithuanian Persol Accident and Health Insurance - Bancassurance Commission Paid (LTL Million), 2008-2012
Table 62: Lithuanian Persol Accident and Health Insurance - Bancassurance Commission Paid (LTL Million), 2012-2017
Table 63: Lithuanian Persol Accident and Health Insurance - Written Premium Through Bancassurance (LTL Million), 2008-2012
Table 64: Lithuanian Persol Accident and Health Insurance - Written Premium Through Bancassurance (LTL Million), 2012-2017
Table 65: Lithuanian Persol Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2008-2012
Table 66: Lithuanian Persol Accident and Health Insurance - Policies Sold Through Bancassurance (Thousand), 2012-2017
Table 67: Lithuanian Persol Accident and Health Insurance - Number of Bancassurance Distributors, 2008-2012
Table 68: Lithuanian Persol Accident and Health Insurance - Number of Bancassurance Distributors, 2012-2017
Table 69: Lithuanian Persol Accident and Health Insurance - Commission Paid to Agencies (LTL Million), 2008-2012
Table 70: Lithuanian Persol Accident and Health Insurance - Commission Paid to Agencies (LTL Million), 2012-2017
Table 71: Lithuanian Persol Accident and Health Insurance - Written Premium Through Agencies (LTL Million), 2008-2012
Table 72: Lithuanian Persol Accident and Health Insurance - Written Premium Through Agencies (LTL Million), 2012-2017
Table 73: Lithuanian Persol Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2008-2012
Table 74: Lithuanian Persol Accident and Health Insurance - Policies Sold Through Agencies (Thousand), 2012-2017
Table 75: Lithuanian Persol Accident and Health Insurance - Number of Agencies, 2008-2012
Table 76: Lithuanian Persol Accident and Health Insurance - Number of Agencies, 2012-2017
Table 77: Lithuanian Persol Accident and Health Insurance - E-Commerce Commission Paid (LTL Million), 2008-2012
Table 78: Lithuanian Persol Accident and Health Insurance - E-Commerce Commission Paid (LTL Million), 2012-2017
Table 79: Lithuanian Persol Accident and Health Insurance - Written Premium Through E-Commerce (LTL Million), 2008-2012
Table 80: Lithuanian Persol Accident and Health Insurance - Written Premium Through E-Commerce (LTL Million), 2012-2017
Table 81: Lithuanian Persol Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2008-2012
Table 82: Lithuanian Persol Accident and Health Insurance - Policies Sold Through E-Commerce (Thousand), 2012-2017
Table 83: Lithuanian Persol Accident and Health Insurance - Number of E-Commerce Distributors, 2008-2012
Table 84: Lithuanian Persol Accident and Health Insurance - Number of E-Commerce Distributors, 2012-2017
Table 85: Lithuanian Persol Accident and Health Insurance - Commission Paid to Brokers (LTL Million), 2008-2012
Table 86: Lithuanian Persol Accident and Health Insurance - Commission Paid to Brokers (LTL Million), 2012-2017
Table 87: Lithuanian Persol Accident and Health Insurance - Written Premium Through Brokers (LTL Million), 2008-2012
Table 88: Lithuanian Persol Accident and Health Insurance - Written Premium Through Brokers (LTL Million), 2012-2017
Table 89: Lithuanian Persol Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2008-2012
Table 90: Lithuanian Persol Accident and Health Insurance - Policies Sold Through Brokers (Thousand), 2012-2017
Table 91: Lithuanian Persol Accident and Health Insurance - Number of Brokers, 2008-2012
Table 92: Lithuanian Persol Accident and Health Insurance - Number of Brokers, 2012-2017
Table 93: Lithuanian Persol Accident and Health Insurance - Commission Paid to Other Channels (LTL Million), 2008-2012
Table 94: Lithuanian Persol Accident and Health Insurance - Commission Paid to Other Channels (LTL Million), 2012-2017
Table 95: Lithuanian Persol Accident and Health Insurance - Written Premium Through Other Channels (LTL Million), 2008-2012
Table 96: Lithuanian Persol Accident and Health Insurance - Written Premium Through Other Channels (LTL Million), 2012-2017
Table 97: Lithuanian Persol Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2008-2012
Table 98: Lithuanian Persol Accident and Health Insurance - Policies Sold Through Other Channels (Thousand), 2012-2017
Table 99: Lithuanian Persol Accident and Health Insurance - Number of Distributors in Other Channels, 2008-2012
Table 100: Lithuanian Persol Accident and Health Insurance - Number of Distributors in Other Channels, 2012-2017
Table 101: Lithuanian Premium Ceded to Reinsurance by Type of Insurance (LTL Million), 2008-2012
Table 102: Lithuanian Premium Ceded to Reinsurance by Type of Insurance (US$ Million), 2008-2012
Table 103: Lithuanian Premium Ceded to Reinsurance by Type of Insurance (LTL Million), 2012-2017
Table 104: Lithuanian Premium Ceded to Reinsurance by Type of Insurance (US$ Million), 2012-2017
Table 105: Lithuanian Life Insurance - Percentage of Reinsurance Ceded (%), 2008-2012
Table 106: Lithuanian Life Insurance - Percentage of Reinsurance Ceded (%), 2012-2017
Table 107: Lithuanian Non-Life Insurance -  Percentage of Reinsurance Ceded, 2008-2012
Table 108: Lithuanian Non-Life Insurance - Percentage of Reinsurance Ceded, 2012-2017
Table 109: Lithuanian Persol Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2008-2012
Table 110: Lithuanian Persol Accident and Health Insurance - Percentage of Reinsurance Ceded (%), 2012-2017
Table 111: Lithuania - Life Insurance Regulatory Framework
Table 112: Lithuania - Property Insurance Regulatory Framework
Table 113: Lithuania - Motor Insurance Regulatory Framework
Table 114: Lithuania - Minimum Cover for Aircraft Third-Party Liability Per Accident Per Aircraft
Table 115: Lithuania - Corporate Tax Rates for the Fincial Year 2013
Table 116: Lithuanian Persol Accident and Health Insurance - Segment Shares, 2012
Table 117: Lietuvos Draudimas, Key Facts
Table 118: Lietuvos Draudimas, Key Fincials (LTL Million)
Table 119: Ergo Lietuva, Key Facts
Table 120: Ergo Lietuva, Key Fincials (LTL Million)
Table 121: PZU Lietuva, Key Facts
Table 122: PZU Lietuva, Key Fincials (LTL Million)
Table 123: BTA akcin?s draudimo bendrov?s, Key Facts
Table 124: BTA akcin?s draudimo bendrov?s, Key Fincials (LTL Million)
Table 125: AAS Gjensidige Baltic, Key Facts
Table 126: AAS Gjensidige Baltic, Key Fincials (LTL Million)
Table 127: SEB Gyvyb?s Draudimas, Key Facts
Table 128: SEB Gyvyb?s Draudimas, Key Fincials (LTL Million), 2008-2012
Table 129: Compensa Life Vien Insurance Group, Key Facts
Table 130: Compensa Life Vien Insurance Group, Key Fincials (LTL Million), 2008-2012
Table 131: If P&C Insurance AS, Key Facts
Table 132: Compensa Life Vien Insurance Group, Key Fincials (LTL Million), 2008-2012
Table 133: Seesam Insurance AS, Key Facts
Table 134: Seesam Insurance AS, Key Fincials (LTL Million)
Table 135: Swedbank P&C Insurance AS, Key Facts
Table 136: Swedbank P&C Insurance AS, Key Fincials (LTL Million)