Non-Life Insurance in Romania, Key Trends and Opportunities to 2017

Published: May, 2014 | Pages: 279 | Publisher: Timetric
Industry: Insurance | Report Format: Electronic (PDF)


Synopsis
The report provides in depth market analysis, information and insights into the Romanian non-life insurance segment, including:
The Romanian non-life insurance segment's growth prospects by non-life insurance categories 
Key trends and drivers for the non-life insurance segment 
The various distribution channels in the Romanian non-life insurance segment 
The detailed competitive landscape in the non-life insurance segment in Romania
Detailed regulatory policies of the Romanian insurance industry
A description of the non-life reinsurance segment in Romania
Porter's Five Forces analysis of the non-life insurance segment
A benchmarking section on the Romanian life insurance segment in comparison with other countries in the Central and Eastern European Region 

Summary
Romania's non-life segment is the largest in the country's insurance industry and accounted for 74.2% of the gross written premium in 2012. The country's non-life segment was adversely impacted by the global financial crisis of 2008. This adversely affected the demand for non-life insurance products from companies, several of which closed down. The motor insurance category, particularly the motor hull sub-category, was also adversely affected by a reduction in bank lending and therefore the weakened capacity of Romanians to purchase cars. 
Scope
This report provides a comprehensive analysis of the non-life insurance segment in Romania:
It provides historical values for Romania's non-life insurance segment for the report's 2008-2012 review period and projected figures for the 2012-2017 forecast period.
It offers a detailed analysis of the key categories in Romania's non-life insurance segment, along with market forecasts until 2017.
It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
It analyses the various distribution channels for non-life insurance products in Romania.
Using Porter's industry-standard "Five Forces" analysis, it details the competitive landscape in Romania for the non-life insurance segment.
It provides a detailed analysis of the reinsurance segment in Romania and its growth prospects.
It profiles the top non-life insurance companies in Romania and outlines the key regulations affecting them. 
Reason To Buy
 Make strategic business decisions using in depth historic and forecast market data related to the Romanian non-life insurance segment and each category within it
Understand the demand-side dynamics, key market trends and growth opportunities within the Romanian non-life insurance segment
Assess the competitive dynamics in the non-life insurance segment, along with the reinsurance segment
Identify the growth opportunities and market dynamics within key product categories
Gain insights into key regulations governing the Romanian insurance industry and its impact on companies and the market's future 
Key Highlights
 The Romanian non-life segment accounted for 74.2% of the gross written premium registered by the insurance industry in 2012.
Despite Romania's falling property prices during the review period, the property insurance category registered an increase in gross written premium until 2011.
The motor insurance category, particularly the motor hull sub-category, was also adversely affected by a reduction in bank lending and therefore the weakened capacity of Romanians to purchase cars.
The property insurance category will also benefit from the industrial recovery.
The non-life segment is highly concentrated, with the 10 leading insurers accounting for a combined share of 89.8% in 2012.

 1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Regiol Market Dymics
3.1 Overview
3.1.1 Market trends
3.1.2 Market size
4 Non-Life Insurance - Regiol Benchmarking
4.1 Scale and Penetration
4.1.1 Total market gross written premium
4.1.2 Premium per capita
4.1.3 Non-life insurance penetration
4.2 Growth
4.2.1 Gross written premium
4.2.2 Gross written premium per capita
4.3 Efficiency and Risk
4.3.1 Loss ratio
4.3.2 Combined ratio
4.3.3 Incurred losses per capita
4.3.4 Incurred losses as a percentage of GDP
4.4 Distribution Channels
4.4.1 Direct marketing
4.4.2 E-commerce
4.4.3 Brokers
4.4.4 Bancassurance
4.4.5 Agencies
5 Romanian Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2008-2017
5.2 Key Industry Trends and Drivers
6 Non-Life Insurance Outlook
6.1 Non-Life Insurance Growth Prospects by Category
6.2 Property Insurance
6.2.1 Fire and allied perils insurance
6.2.2 Other property insurance
6.3 Motor Insurance
6.3.1 Motor hull insurance
6.3.2 Motor third-party insurance
6.4 General Third-Party Insurance
6.5 Marine, Aviation and Transit Insurance
6.5.1 Marine insurance
6.5.2 Marine hull insurance
6.5.3 Marine third-party insurance
6.5.4 Aviation insurance
6.5.5 Transit insurance
7 Alysis by Distribution Channels
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 E-Commerce
7.5 Brokers
7.6 Other Channels
8 Porter's Five Forces Alysis - Romanian Non-Life Insurance
8.1 Bargaining Power of Suppliers: Low to Medium
8.2 Bargaining Power of Buyers: Low to Medium
8.3 Barriers to Entry: Low
8.4 Intensity of Rivalry: Medium to High
8.5 Threat of Substitutes: Low
9 Reinsurance Growth Dymics and Challenges
9.1 Reinsurance Segment Size, 2008-2017
9.2 Reinsurance Segment Size by Type of Insurance, 2008-2017
10 Governce, Risk and Compliance
10.1 Legislation Overview and Historical Evolution
10.2 Legislation and Market Practice by Type of Insurance
10.2.1 Life insurance
10.2.2 Property insurance
10.2.3 Motor insurance
10.2.4 Marine, aviation and transit insurance
10.2.5 Persol accident and health insurance
10.3 Compulsory Insurance
10.3.1 Motor third-party liability insurance
10.3.2 Insurance of dwellings against earthquakes, landslides and flooding
10.3.3 Nuclear liability insurance
10.3.4 Social security insurance
10.4 Supervision and Control
10.4.1 Intertiol Association of Insurance Supervisors
10.4.2 European Insurance and Occupatiol Pensions Authority
10.4.3 Insurance Supervisory Commission
10.5 Non-Admitted Insurance Regulations
10.5.1 Overview
10.5.2 Intermediaries
10.5.3 Market practices
10.5.4 Fines and pelties
10.6 Company Registration and Operations
10.6.1 Types of insurance organization
10.6.2 Establishing a local company
10.6.3 Foreign ownership
10.6.4 Types of license
10.6.5 Capital requirements
10.6.6 Solvency margins
10.6.7 Reserve requirements
10.6.8 Investment regulations
10.6.9 Statutory return requirements
10.6.10 Fee structure
10.7 Taxation
10.7.1 Insurance premium or policy taxation
10.7.2 Withholding taxes on premium paid overseas
10.7.3 Corporate tax
10.7.4 VAT
10.7.5 Captives
10.8 Legal System
10.8.1 Introduction
10.8.2 Access to court
10.8.3 Altertive dispute resolution (ADR)
11 Competitive Landscape and Strategic Insights
11.1 Overview
11.2 Leading Companies in the Romanian Non-Life Insurance Segment
11.3 Comparison of the Top Five Insurers
11.3.1 Gross written premium
11.3.2 Net earned premium
11.3.3 Gross claims
11.3.4 Assets
11.4 Astra SA - Company Overview
11.4.1 Astra SA - key facts
11.4.2 Astra SA - key fincials
11.5 Allianz-Tiriac Asigur?ri SA - Company Overview
11.5.1 Allianz-Tiriac Asigur?ri SA - key facts
11.5.2 Allianz-Tiriac Asigur?ri SA - key fincials
11.6 Omniasig VIG - Company Overview
11.6.1 Omniasig VIG - key facts
11.6.2 Omniasig VIG - key fincials
11.7 Groupama Asigur?ri SA - Company Overview
11.7.1 Groupama Asigur?ri SA - key facts
11.7.2 Groupama Asigur?ri SA - key fincials
11.8 Asirom Vien Insurance Group SA�- Company Overview
11.8.1 Asirom Vien Insurance Group SA - key facts
11.8.2 Asirom Vien Insurance Group SA - key fincials
11.9 Uniqa Asigur?ri SA - Company Overview
11.9.1 Uniqa Asigur?ri SA - key facts
11.9.2 Uniqa Asigur?ri SA - key fincials
11.1 Euroins Romania Asigurare Reasigurare SA - Company Overview
11.10.1 Euroins Romania Asigurare Reasigurare SA - key facts
11.10.2 Euroins Romania Asigurare Reasigurare SA - key fincials
11.11 Generali Romania SA - Company Overview
11.11.1 Generali Romania SA - key facts
11.11.2 Generali Romania SA - key fincial
11.12 City Insurance SA - Company Overview
11.12.1 City Insurance SA - key facts
11.12.2 City Insurance SA - key fincials
11.13 Carpatica Asig SA - Company Overview
11.13.1 Carpatica Asig SA - key facts
11.13.2 Carpatica Asig SA - key fincials
12 Business Environment and Country Risk
12.1 Business Confidence
12.1.1 Market capitalization trend - Bucharest Stock Exchange, Romania
12.2 Economic Performance
12.2.1 GDP at constant prices (US$)
12.2.2 GDP per capita at constant prices (US$)
12.2.3 GDP at current prices (US$)
12.2.4 GDP per capita at current prices (US$)
12.2.5 GDP by key segments
12.2.6 Agriculture net output at current prices (US$)
12.2.7 Agriculture net output at current prices as a percentage of GDP
12.2.8 Manufacturing net output at current prices (US$)
12.2.9 Manufacturing net output at current prices as a percentage of GDP
12.2.10 Mining, manufacturing and utilities at current prices (US$)
12.2.11 Mining, manufacturing and utilities at current prices, as percentage of GDP
12.2.12 Construction net output at current prices, (US$)
12.2.13 Construction net output at current prices as a percentage of GDP
12.2.14 Inflation rate
12.2.15 Exports as a percentage of GDP
12.2.16 Imports as a percentage of GDP
12.2.17 Merchandise exports growth
12.2.18 Merchandise imports growth
12.2.19 Annual average exchange rate EUR-US$
12.3 Infrastructure
12.3.1 Commercial vehicles exports - total value
12.3.2 Commercial vehicles imports - total value
12.3.3 Automotive exports - total value
12.3.4 Automotive imports - total value
12.3.5 Total internet subscribers
12.4 Labor Force
12.4.1 Labor force
12.4.2 Unemployment rate
12.5 Demographics
12.5.1 Gross tiol disposable income (US$)
12.5.2 Household consumption expenditure (US$)
12.5.3 Total population
12.5.4 Urban and rural populations
12.5.5 Age distribution of the total population
13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric's Services
13.5 Disclaimer


List of Tables
Table 1: Insurance Industry Definitions
Table 2: Romanian Insurance - Overall Written Premium by Segment (RON Billion), 2008-2012
Table 3: Romanian Insurance - Overall Written Premium by Segment (US$ Billion), 2008-2012
Table 4: Romanian Insurance - Overall Written Premium by Segment (RON Billion), 2012-2017
Table 5: Romanian Insurance - Overall Written Premium by Segment (US$ Billion), 2012-2017
Table 6: Romanian Insurance - Segmentation (Percentage Share), 2008-2017
Table 7: Romanian Non-Life Insurance - Written Premium by Category (RON Billion), 2008-2012
Table 8: Romanian Non-Life Insurance - Written Premium by Category (US$ Billion), 2008-2012
Table 9: Romanian Non-Life Insurance - Written Premium by Category (RON Billion), 2012-2017
Table 10: Romanian Non-Life Insurance - Written Premium by Category (US$ Billion), 2012-2017
Table 11: Romanian Non-Life Insurance - Earned Premium (RON Billion), 2008-2012
Table 12: Romanian Non-Life Insurance - Earned Premium (RON Billion), 2012-2017
Table 13: Romanian Non-Life Insurance - Paid Claims by Category (RON Million), 2008-2012
Table 14: Romanian Non-Life Insurance - Paid Claims by Category (US$ Million), 2008-2012
Table 15: Romanian Non-Life Insurance - Paid Claims by Category (RON Million), 2012-2017
Table 16: Romanian Non-Life Insurance - Paid Claims by Category (US$ Million), 2012-2017
Table 17: Romanian Non-Life Insurance - Incurred Loss by Category (RON Million), 2008-2012
Table 18: Romanian Non-Life Insurance - Incurred Loss by Category (US$ Million), 2008-2012
Table 19: Romanian Non-Life Insurance - Incurred Loss by Category (RON Million), 2012-2017
Table 20: Romanian Non-Life Insurance - Incurred Loss by Category (US$ Million), 2012-2017
Table 21: Romanian Non-Life Insurance - Loss Ratio (%), 2008-2012
Table 22: Romanian Non-Life Insurance - Loss Ratio (%), 2012-2017
Table 23: Romanian Non-Life Insurance - Commission and Expenses (RON Billion), 2008-2012
Table 24: Romanian Non-Life Insurance - Commission and Expenses (RON Billion), 2012-2017
Table 25: Romanian Non-Life Insurance - Combined Ratio (%), 2008-2012
Table 26: Romanian Non-Life Insurance - Combined Ratio (%), 2012-2017
Table 27: Romanian Non-Life Insurance - Frauds and Crimes (RON Billion), 2008-2012
Table 28: Romanian Non-Life Insurance - Frauds and Crimes (RON Billion), 2012-2017
Table 29: Romanian Non-Life Insurance - Total Assets (RON Billion), 2008-2012
Table 30: Romanian Non-Life Insurance - Total Assets (RON Billion), 2012-2017
Table 31: Romanian Non-Life Insurance - Total Investment Income (RON Billion), 2008-2012
Table 32: Romanian Non-Life Insurance - Total Investment Income (RON Billion), 2012-2017
Table 33: Romanian Non-Life Insurance - Retentions (RON Billion), 2008-2012
Table 34: Romanian Non-Life Insurance - Retentions (RON Billion), 2012-2017
Table 35: Romanian Property Insurance - Written Premium by Sub-Category (RON Million), 2008-2012
Table 36: Romanian Property Insurance - Written Premium by Sub-Category (US$ Million), 2008-2012
Table 37: Romanian Property Insurance - Written Premium by Sub-Category (RON Million), 2012-2017
Table 38: Romanian Property Insurance - Written Premium by Sub-Category (US$ Million), 2012-2017
Table 39: Romanian Property Insurance - Loss Ratio (%), 2008-2012
Table 40: Romanian Property Insurance - Loss Ratio (%), 2012-2017
Table 41: Romanian Fire and Allied Perils Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 42: Romanian Fire and Allied Perils Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 43: Romanian Fire and Allied Perils Insurance - Written Premium (RON Billion), 2008-2012
Table 44: Romanian Fire and Allied Perils Insurance - Written Premium (RON Billion), 2012-2017
Table 45: Romanian Other Property Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 46: Romanian Other Property Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 47: Romanian Other Property Insurance - Written Premium (RON Billion), 2008-2012
Table 48: Romanian Other Property Insurance - Written Premium (RON Billion), 2012-2017
Table 49: Romanian Motor Insurance - Written Premium by Sub-Category (RON Billion), 2008-2012
Table 50: Romanian Motor Insurance - Written Premium by Sub-Category (US$ Billion), 2008-2012
Table 51: Romanian Motor Insurance - Written Premium by Sub-Category (RON Billion), 2012-2017
Table 52: Romanian Motor Insurance - Written Premium by Sub-Category (US$ Billion), 2012-2017
Table 53: Romanian Motor Insurance - Loss Ratio (%), 2008-2012
Table 54: Romanian Motor Insurance - Loss Ratio (%), 2012-2017
Table 55: Romanian Motor Hull Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 56: Romanian Motor Hull Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 57: Romanian Motor Hull Insurance - Written Premium (RON Billion), 2008-2012
Table 58: Romanian Motor Hull Insurance - Written Premium (RON Billion), 2012-2017
Table 59: Romanian Motor Third-Party Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 60: Romanian Motor Third-Party Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 61: Romanian Motor Third-Party Insurance - Written Premium (RON Billion), 2008-2012
Table 62: Romanian Motor Third-Party Insurance - Written Premium (RON Billion), 2012-2017
Table 63: Romanian General Third-Party Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 64: Romanian General Third-Party Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 65: Romanian General Third-Party Insurance - Written Premium (RON Billion), 2008-2012
Table 66: Romanian General Third-Party Insurance - Written Premium (RON Billion), 2012-2017
Table 67: Romanian General Third-Party Insurance - Loss Ratio (%), 2008-2012
Table 68: Romanian General Third-Party Insurance - Loss Ratio (%), 2012-2017
Table 69: Romanian Marine, Aviation and Transit Insurance - Written Premium by Sub-Category (RON Million), 2008-2012
Table 70: Romanian Marine, Aviation and Transit Insurance - Written Premium by Sub-Category (US$ Million), 2008-2012
Table 71: Romanian Marine, Aviation and Transit Insurance - Written Premium by Sub-Category (RON Million), 2012-2017
Table 72: Romanian Marine, Aviation and Transit Insurance - Written Premium by Sub-Category (US$ Million), 2012-2017
Table 73: Romanian Marine, Aviation and Transit Insurance - Loss Ratio (%), 2008-2012
Table 74: Romanian Marine, Aviation and Transit Insurance - Loss Ratio (%), 2012-2017
Table 75: Romanian Marine Insurance - Written Premium by Policy (RON Million), 2008-2012
Table 76: Romanian Marine Insurance - Written Premium by Policy (US$ Million), 2008-2012
Table 77: Romanian Marine Insurance - Written Premium by Policy (RON Million), 2012-2017
Table 78: Romanian Marine Insurance - Written Premium by Policy (US$ Million), 2012-2017
Table 79: Romanian Marine Hull Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 80: Romanian Marine Hull Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 81: Romanian Marine Hull Insurance - Written Premium (RON Million), 2008-2012
Table 82: Romanian Marine Hull Insurance - Written Premium (RON Million), 2012-2017
Table 83: Romanian Marine Third-Party Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 84: Romanian Marine Third-Party Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 85: Romanian Marine Third-Party Insurance - Written Premium (RON Million), 2008-2012
Table 86: Romanian Marine Third-Party Insurance - Written Premium (RON Million), 2012-2017
Table 87: Romanian Aviation Insurance - Number of Policies Sold, 2008-2012
Table 88: Romanian Aviation Insurance - Number of Policies Sold, 2012-2017
Table 89: Romanian Aviation Insurance - Written Premium (RON Million), 2008-2012
Table 90: Romanian Aviation Insurance - Written Premium (RON Million), 2012-2017
Table 91: Romanian Transit Insurance - Number of Policies Sold (Thousand), 2008-2012
Table 92: Romanian Transit Insurance - Number of Policies Sold (Thousand), 2012-2017
Table 93: Romanian Transit Insurance - Written Premium (RON Million), 2008-2012
Table 94: Romanian Transit Insurance - Written Premium (RON Million), 2012-2017
Table 95: Romanian Non-Life Insurance - Direct Marketing Commission Paid (RON Billion), 2008-2012
Table 96: Romanian Non-Life Insurance - Direct Marketing Commission Paid (RON Billion), 2012-2017
Table 97: Romanian Non-Life Insurance - Written Premium Through Direct Marketing (RON Billion), 2008-2012
Table 98: Romanian Non-Life Insurance - Written Premium Through Direct Marketing (RON Billion), 2012-2017
Table 99: Romanian Non-Life Insurance - Policies Sold Through Direct Marketing (Thousand), 2008-2012
Table 100: Romanian Non-Life Insurance - Policies Sold Through Direct Marketing (Thousand), 2012-2017
Table 101: Romanian Non-Life Insurance - Number of Direct Marketing Distributors, 2008-2012
Table 102: Romanian Non-Life Insurance - Number of Direct Marketing Distributors, 2012-2017
Table 103: Romanian Non-Life Insurance - Bancassurance Commission Paid (RON Million), 2008-2012
Table 104: Romanian Non-Life Insurance - Bancassurance Commission Paid (RON Million), 2012-2017
Table 105: Romanian Non-Life Insurance - Written Premium Through Bancassurance (RON Million), 2008-2012
Table 106: Romanian Non-Life Insurance - Written Premium Through Bancassurance (RON Million), 2012-2017
Table 107: Romanian Non-Life Insurance - Policies Sold Through Bancassurance (Thousand), 2008-2012
Table 108: Romanian Non-Life Insurance - Policies Sold Through Bancassurance (Thousand), 2012-2017
Table 109: Romanian Non-Life Insurance - Number of Bancassurance Distributors, 2008-2012
Table 110: Romanian Non-Life Insurance - Number of Bancassurance Distributors, 2012-2017
Table 111: Romanian Non-Life Insurance - Commission Paid to Agencies (RON Billion), 2008-2012
Table 112: Romanian Non-Life Insurance - Commission Paid to Agencies (RON Billion), 2012-2017
Table 113: Romanian Non-Life Insurance - Written Premium Through Agencies (RON Billion), 2008-2012
Table 114: Romanian Non-Life Insurance - Written Premium Through Agencies (RON Billion), 2012-2017
Table 115: Romanian Non-Life Insurance - Policies Sold Through Agencies (Thousand), 2008-2012
Table 116: Romanian Non-Life Insurance - Policies Sold Through Agencies (Thousand), 2012-2017
Table 117: Romanian Non-Life Insurance - Number of Agencies, 2008-2012
Table 118: Romanian Non-Life Insurance - Number of Agencies, 2012-2017
Table 119: Romanian Non-Life Insurance - E-Commerce Commission Paid (RON Million), 2008-2012
Table 120: Romanian Non-Life Insurance - E-Commerce Commission Paid (RON Million), 2012-2017
Table 121: Romanian Non-Life Insurance - Written Premium Through E-Commerce (RON Million), 2008-2012
Table 122: Romanian Non-Life Insurance - Written Premium Through E-Commerce (RON Million), 2012-2017
Table 123: Romanian Non-Life Insurance - Policies Sold Through E-Commerce (Thousand), 2008-2012
Table 124: Romanian Non-Life Insurance - Policies Sold Through E-Commerce (Thousand), 2012-2017
Table 125: Romanian Non-Life Insurance - Number of E-Commerce Distributors, 2008-2012
Table 126: Romanian Non-Life Insurance - Number of E-Commerce Distributors, 2012-2017
Table 127: Romanian Non-Life Insurance - Commission Paid to Brokers (RON Billion), 2008-2012
Table 128: Romanian Non-Life Insurance - Commission Paid to Brokers (RON Billion), 2012-2017
Table 129: Romanian Non-Life Insurance - Written Premium Through Brokers (RON Billion), 2008-2012
Table 130: Romanian Non-Life Insurance - Written Premium Through Brokers (RON Billion), 2012-2017
Table 131: Romanian Non-Life Insurance - Policies Sold Through Brokers (Thousand), 2008-2012
Table 132: Romanian Non-Life Insurance - Policies Sold Through Brokers (Thousand), 2012-2017
Table 133: Romanian Non-Life Insurance - Number of Brokers, 2008-2012
Table 134: Romanian Non-Life Insurance - Number of Brokers, 2012-2017
Table 135: Romanian Non-Life Insurance - Commission Paid to Other Channels (RON Million), 2008-2012
Table 136: Romanian Non-Life Insurance - Commission Paid to Other Channels (RON Million), 2012-2017
Table 137: Romanian Non-Life Insurance - Written Premium Through Other Channels (RON Billion), 2008-2012
Table 138: Romanian Non-Life Insurance - Written Premium Through Other Channels (RON Billion), 2012-2017
Table 139: Romanian Non-Life Insurance - Policies Sold Through Other Channels (Thousand), 2008-2012
Table 140: Romanian Non-Life Insurance - Policies Sold Through Other Channels (Thousand), 2012-2017
Table 141: Romanian Non-Life Insurance - Number of Distributors in Other Channels, 2008-2012
Table 142: Romanian Non-Life Insurance - Number of Distributors in Other Channels, 2012-2017
Table 143: Reinsurance in Romania by Category (RON Million), 2008-2012
Table 144: Reinsurance in Romania by Category (US$ Million), 2008-2012
Table 145: Reinsurance in Romania by Category (RON Million), 2012-2017
Table 146: Reinsurance in Romania by Category (US$ Million), 2012-2017
Table 147: Romanian Premium Ceded to Reinsurance by Type of Insurance (RON Million), 2008-2012
Table 148: Romanian Premium Ceded to Reinsurance by Type of Insurance (US$ Million), 2008-2012
Table 149: Romanian Premium Ceded to Reinsurance by Type of Insurance (RON Million), 2012-2017
Table 150: Romanian Premium Ceded to Reinsurance by Type of Insurance (US$ Million), 2012-2017
Table 151: Romanian Non-Life Insurance -  Percentage of Reinsurance Ceded, 2008-2012
Table 152: Romanian Non-Life Insurance -  Percentage of Reinsurance Ceded, 2012-2017
Table 153: Romania - Life Insurance Regulatory Framework
Table 154: Romania - Property Insurance Regulatory Framework
Table 155: Romania - Motor Insurance Regulatory Framework
Table 156: Romania- Corporate Taxes for Financial Year 2013
Table 157: Shares of Key Insurers in the Romanian Non-Life Insurance Segment (%), 2012
Table 158: Astra SA, Key Facts
Table 159: Astra SA, Key Financials (RON Million), 2008-2012
Table 160: Allianz-Tiriac Asigur?ri SA, Key Facts
Table 161: Allianz-Tiriac Asigur?ri SA, Key Financials (RON Million), 2008-2012
Table 162: Omniasig VIG , Key Facts
Table 163: Omniasig VIG, Key Financials (RON Million), 2012
Table 164: Groupama Asigur?ri SA, Key Facts
Table 165: Groupama Asigur?ri SA, Key Financials (RON Million), 2009-2012
Table 166: Asirom Vienna Insurance Group SA, Key Facts
Table 167: Asirom Vienna Insurance Group SA, Key Financials (RON Million), 2008-2012
Table 168: Uniqa Asigur?ri SA, Key Facts
Table 169: Uniqa Asigur?ri SA, Key Financials (RON Million), 2008-2012
Table 170: Euroins Romania Asigurare Reasigurare SA, Key Facts
Table 171: Euroins Romania Asigurare Reasigurare SA, Key Financials (RON Million), 2008-2012
Table 172: Generali Romania SA, Key Facts
Table 173: Generali Romania SA, Key Financials (RON Million), 2012
Table 174: City Insurance SA, Key Facts
Table 175: City Insurance SA, Key Financials (RON Million), 2008-2012
Table 176: Carpatica Asig SA, Key Facts
Table 177: Carpatica Asig SA, Key Financials (RON Million), 2008-2012