Life Insurance in Lithuania, Key Trends and Opportunities to 2017

Published: May, 2014 | Pages: 244 | Publisher: Timetric
Industry: Insurance | Report Format: Electronic (PDF)


Synopsis
The report provides in-depth market analysis, information and insights into the Lithuanian life insurance segment, including:
The Lithuanian life insurance segment's growth prospects by life insurance categories 
Key trends and drivers for the life insurance segment 
The various distribution channels in the Lithuanian life insurance segment
The detailed competitive landscape in the life insurance segment in Lithuania
Detailed regulatory policies of the Lithuanian insurance industry
A description of the life reinsurance segment in Lithuania
Porter's Five Forces analysis of the life insurance segment
A benchmarking section on the Lithuanian life insurance segment in comparison with other countries in Central and Eastern Europe 

Summary
Life insurance was the second-largest segment in the Lithuanian insurance industry in 2012, accounting for 32.1% of the industry's total written premiums. The segment's written premium increased at a compound annual growth rate (CAGR) of 1.8%. The segment is expected to post a forecast-period (2012?2017) CAGR of 7.1%. Segment growth was primarily attributed to an increase in the country's ageing population, the rise in disposable income levels and a greater demand for traditional life insurance products, such as individual life. Agencies and bancassurance were the main distribution channels for life insurance products in Lithuania, respectively accounting for 46.0% and 31.0% of the written premium generated through new business in 2012. 
Scope
This report provides a comprehensive analysis of the life insurance segment in Lithuania:
It provides historical values for the Lithuanian life insurance segment for the report's 2008-2012 review period and projected figures for the 2012-2017 forecast period.
It offers a detailed analysis of the key categories in the Lithuanian life insurance segment, along with market forecasts until 2017.
It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
It analyses the various distribution channels for life insurance products in Lithuania.
Using Porter's industry-standard "Five Forces" analysis, it details the competitive landscape in Lithuania for the life insurance business.
It provides a detailed analysis of the reinsurance segment in Lithuania and its growth prospects.
It profiles the top life insurance companies in Lithuania and outlines the key regulations affecting them. 
Reason To Buy
 Make strategic business decisions using in depth historic and forecast market data related to the Lithuanian life insurance segment and each category within it
Understand the demand-side dynamics, key market trends and growth opportunities within the Lithuanian life insurance segment
Assess the competitive dynamics in the life insurance segment, along with the reinsurance segment
Identify the growth opportunities and market dynamics within key product categories
Gain insights into key regulations governing the Lithuanian insurance industry and its impact on companies and the market's future 
Key Highlights
 Life insurance was the second-largest segment in the Lithuanian insurance industry in 2012, accounting for 32.1% of the industry's total written premiums.
The growth in traditional life insurance products, including individual life, pension, and superannuation life insurance, led to the segment's strong performance.
Agencies and bancassurance were the most popular distribution channels for life insurance, with agencies accounting for 46.0% of the written premium generated through new business in the segment during the review period. Bancassurance represented 31.0%.
The Lithuanian life insurance segment is highly consolidated, with the 10 leading insurers representing 99.9% of the segment's written premium in 2012.
Many life insurers prefer direct marketing due to its cost-effective benefits.

 1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Regiol Market Dymics
3.1 Overview
3.1.1 Market trends
3.1.2 Market size
4 Life Insurance - Regiol Benchmarking
4.1 Scale and Penetration
4.1.1 Total gross written premium
4.1.2 Premium per capita
4.1.3 Life insurance penetration
4.2 Growth
4.2.1 Gross written premium
4.2.2 Gross written premium per capita
4.3 Efficiency and Risk
4.3.1 Loss ratio
4.3.2 Combined ratio
4.3.3 Incurred losses per capita
4.3.4 Incurred losses as a percentage of GDP
4.4 Distribution Channels
4.4.1 Direct marketing
4.4.2 Insurance brokers
4.4.3 Bancassurance
4.4.4 Agencies
5 Lithuanian Insurance Industry Attractiveness
5.1 Insurance Industry Market Size, 2008-2017
5.2 Key Industry Trends and Drivers
6 Life Insurance Outlook
6.1 Life Insurance Growth Prospects by Category
6.1.1 Individual life insurance
6.1.2 Individual general annuity insurance
6.1.3 Individual pension insurance
6.1.4 Individual marriage and birth insurance
6.1.5 Individual unit-linked insurance
6.1.6 Group life insurance
6.1.7 Group superannuation insurance
6.1.8 Group unit-linked insurance
6.2 Life Insurance Growth Prospects by Product Type
6.2.1 Individual single-premium policies
6.2.2 Individual non-single-premium policies
6.2.3 Group single-premium policies
6.2.4 Group non-single-premium policies
7 Alysis by Distribution Channel
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 Brokers
8 Porter's Five Forces Alysis - Lithuanian Life Insurance
8.1 Bargaining Power of Suppliers: Low to Medium
8.2 Bargaining Power of Buyers: Medium
8.3 Barriers to Entry: Medium to High
8.4 Intensity of Rivalry: Medium
8.5 Threat of Substitutes: Low
9 Reinsurance Growth Dymics and Challenges
9.1 Reinsurance Segment Size by Type of Insurance, 2008-2017
10 Governce, Risk and Compliance
10.1 Legislation Overview and Historical Evolution
10.2 Regulations by Type of Insurance
10.2.1 Life insurance regulations
10.2.2 Property insurance regulations
10.2.3 Motor insurance regulations
10.2.4 Marine, aviation and transit insurance regulations
10.2.5 Persol accident and health insurance regulations
10.3 Compulsory Insurance
10.3.1 Motor third-party liability insurance
10.3.2 Workers' compensation
10.3.3 Civil liability insurance for construction designers
10.3.4 Civil liability insurance of contractor
10.3.5 Civil liability insurance on auditor firms
10.3.6 Air carriers and aircraft operators insurance
10.4 Supervision and Control
10.4.1 Intertiol Association of Insurance Supervisors (IAIS)
10.4.2 European Insurance and Occupatiol Pensions Authority (EIOPA)
10.4.3 Bank of Lithuania
10.5 Non-Admitted Insurance Regulations
10.5.1 Overview
10.5.2 Intermediaries
10.5.3 Market practices
10.5.4 Fines and pelties
10.6 Company Registration and Operations
10.6.1 Types of insurance organization
10.6.2 Foreign ownership
10.6.3 Types of license
10.6.4 Capital requirements
10.6.5 Solvency margins
10.6.6 Reserve requirements
10.6.7 Investment regulations
10.6.8 Statutory return requirements
10.6.9 Fee structure
10.7 Taxation
10.7.1 Insurance premium or policy taxation
10.7.2 Withholding taxes on premium paid overseas
10.7.3 Corporate tax
10.7.4 VAT
10.7.5 Captives
10.8 Legal System
10.8.1 Introduction
10.8.2 Access to court
10.8.3 Altertive dispute resolution (ADR)
11 Competitive Landscape and Strategic Insights
11.1 Leading Companies in Lithuanian Life Insurance Segment
11.2 Comparison of the Top Five Insurers
11.2.1 Gross written premium
11.2.2 Paid claims
11.2.3 Incurred loss
11.3 Swedbank Life Insurance SE - Company Overview
11.3.1 Swedbank Life Insurance SE - key facts
11.3.2 Swedbank Life Insurance SE - key fincials
11.4 SEB Gyvyb?s draudimas - Company Overview
11.4.1 SEB Gyvyb?s draudimas - key facts
11.4.2 SEB Gyvyb?s draudimas - key fincials
11.5 Aviva Lietuva - Company Overview
11.5.1 Aviva Lietuva - key facts
11.5.2 Aviva Lietuva - key fincials
11.6 Mandatum Life Insurance Baltic SE - Company Overview
11.6.1 Mandatum Life Insurance Baltic SE - key facts
11.6.2 Mandatum Life Insurance Baltic SE - key fincials
11.7 Ergo Life Insurance SE - Company Overview
11.7.1 Ergo Life Insurance SE - key facts
11.7.2 Ergo Life Insurance SE - key fincials
11.8 Compensa Life Vien Insurance Group - Company Overview
11.8.1 Compensa Life Vien Insurance Group - key facts
11.8.2 Compensa Life Vien Insurance Group - key fincials
11.9 PZU Lietuva gyvyb?s draudimas - Company Overview
11.9.1 PZU Lietuva gyvyb?s draudimas - key facts
11.9.1 PZU Lietuva gyvyb?s draudimas - key fincials
11.1 Bonum Publicum - Company Overview
11.10.1 Bonum Publicum - key facts
11.10.2 Bonum Publicum - key fincials
11.11 Amplico Life filialas - Company Overview
11.11.1 Amplico Life filialas - key facts
11.11.2 Amplico Life filialas - key fincials
11.12 Nordea Life Assurance Finland Ltd - Company Overview
11.12.1 Nordea Life Assurance Finland Ltd - key facts
11.12.2 Nordea Life Assurance Finland Ltd - key fincials
12 Business Environment and Country Risk
12.1 Business Confidence
12.1.1 Market capitalization trend - sdaq OMX Vilnius (VLN) Stock Exchange, Lithuania
12.2 Economic Performance
12.2.1 GDP at constant prices (US$)
12.2.2 GDP per capita at constant prices (US$)
12.2.3 GDP at current prices (US$)
12.2.4 GDP per capita at current prices (US$)
12.2.5 GDP by key segments
12.2.6 Agriculture, hunting, forestry and fishing net output at current prices (US$)
12.2.7 Agriculture, hunting, forestry and fishing net output at current prices as a percentage of GDP
12.2.8 Manufacturing net output at current prices (US$)
12.2.9 Manufacturing net output at current prices as a percentage of GDP
12.2.10 Mining, manufacturing and utilities at current prices (US$)
12.2.11 Mining, manufacturing and utilities at current prices, as percentage of GDP
12.2.12 Construction net output at current prices, (US$)
12.2.13 Construction net output at current prices as a percentage of GDP
12.2.14 Inflation rate
12.2.15 Exports as a percentage of GDP
12.2.16 Imports as a percentage of GDP
12.2.17 Merchandise exports growth
12.2.18 Merchandise imports growth
12.2.19 Annual average exchange rate LTL-US$
12.3 Infrastructure
12.3.1 Commercial vehicles exports - total value
12.3.2 Commercial vehicles imports - total value
12.3.3 Automotive exports - total value
12.3.4 Automotive imports - total value
12.3.5 Total internet subscribers
12.4 Labor Force
12.4.1 Labor force
12.4.2 Unemployment rate
12.5 Demographics
12.5.1 Gross tiol disposable income (US$)
12.5.2 Household consumption expenditure (US$)
12.5.3 Total population
12.5.4 Urban and rural populations
12.5.5 Age distribution of the total population
13 Appendix
13.1 Methodology
13.2 Contact Timetric
13.3 About Timetric
13.4 Timetric's Services
13.5 Disclaimer


List of Tables
Table 1: Insurance Industry Definitions
Table 2: Lithuanian Insurance - Overall Written Premium by Segment (LTL Million), 2008-2012
Table 3: Lithuanian Insurance - Overall Written Premium by Segment (US$ Million), 2008-2012
Table 4: Lithuanian Insurance - Overall Written Premium by Segment (LTL Million), 2012-2017
Table 5: Lithuanian Insurance - Overall Written Premium by Segment (US$ Million), 2012-2017
Table 6: Lithuanian Insurance - Segmentation (Percentage Share), 2008-2017
Table 7: Lithuanian Life Insurance - Written Premium by Category (LTL Million), 2008-2012
Table 8: Lithuanian Life Insurance - Written Premium by Category (US$ Million), 2008-2012
Table 9: Lithuanian Life Insurance - Written Premium by Category (LTL Million), 2012-2017
Table 10: Lithuanian Life Insurance - Written Premium by Category (US$ Million), 2012-2017
Table 11: Lithuanian Life Insurance - Earned Premium (LTL Million), 2008-2012
Table 12: Lithuanian Life Insurance - Earned Premium (LTL Million), 2012-2017
Table 13: Lithuanian Life Insurance - Sum Assured (LTL Billion), 2008-2012
Table 14: Lithuanian Life Insurance - Sum Assured (LTL Billion), 2012-2017
Table 15: Lithuanian Life Insurance - Paid Claims (LTL Million), 2008-2012
Table 16: Lithuanian Life Insurance - Paid Claims (LTL Million), 2012-2017
Table 17: Lithuanian Life Insurance - Incurred Loss (LTL Million), 2008-2012
Table 18: Lithuanian Life Insurance - Incurred Loss (LTL Million), 2012-2017
Table 19: Lithuanian Life Insurance - Loss Ratio (%), 2008-2012
Table 20: Lithuanian Life Insurance - Loss Ratio (%), 2012-2017
Table 21: Lithuanian Life Insurance - Commissions and Expenses (LTL Million), 2008-2012
Table 22: Lithuanian Life Insurance - Commissions and Expenses (LTL Million), 2012-2017
Table 23: Lithuanian Life Insurance - Combined Ratio (%), 2008-2012
Table 24: Lithuanian Life Insurance - Combined Ratio (%), 2012-2017
Table 25: Lithuanian Life Insurance - Frauds and Crimes (LTL Million), 2008-2012
Table 26: Lithuanian Life Insurance - Frauds and Crimes (LTL Million), 2012-2017
Table 27: Lithuanian Life Insurance - Total Assets (LTL Million), 2008-2012
Table 28: Lithuanian Life Insurance - Total Assets (LTL Million), 2012-2017
Table 29: Lithuanian Life Insurance - Total Investment Income (LTL Million), 2008-2012
Table 30: Lithuanian Life Insurance - Total Investment Income (LTL Million), 2012-2017
Table 31: Lithuanian Life Insurance - Retentions (LTL Million), 2008-2012
Table 32: Lithuanian Life Insurance - Retentions (LTL Million), 2012-2017
Table 33: Lithuanian Individual Life Insurance - Number of Active Policies (Thousand), 2008-2012
Table 34: Lithuanian Individual Life Insurance - Number of Active Policies, 2012-2017
Table 35: Lithuanian Individual Life Insurance - Written Premium (LTL Million), 2008-2012
Table 36: Lithuanian Individual Life Insurance - Written Premium (LTL Million), 2012-2017
Table 37: Lithuanian Individual General Annuity Insurance - Number of Active Policies (Thousand), 2008-2012
Table 38: Lithuanian Individual General Annuity Insurance - Number of Active Policies (Thousand), 2012-2017
Table 39: Lithuanian Individual General Annuity Insurance - Written Premium (LTL Million), 2008-2012
Table 40: Lithuanian Individual General Annuity Insurance - Written Premium (LTL Million), 2012-2017
Table 41: Lithuanian Individual Pension Insurance - Number of Active Policies (Thousand), 2008-2012
Table 42: Lithuanian Individual Pension Insurance - Number of Active Policies (Thousand), 2012-2017
Table 43: Lithuanian Individual Pension Insurance - Written Premium (LTL Million), 2008-2012
Table 44: Lithuanian Individual Pension Insurance - Written Premium (LTL Million), 2012-2017
Table 45: Lithuanian Individual Marriage and Birth Insurance - Number of Active Policies (Thousand), 2008-2012
Table 46: Lithuanian Individual Marriage and Birth Insurance - Number of Active Policies (Thousand), 2012-2017
Table 47: Lithuanian Individual Marriage and Birth Insurance - Written Premium (LTL Million), 2008-2012
Table 48: Lithuanian Individual Marriage and Birth Insurance - Written Premium (LTL Million), 2012-2017
Table 49: Lithuanian Individual Unit-Linked Insurance - Number of Active Policies (Thousand), 2008-2012
Table 50: Lithuanian Individual Unit-Linked Insurance - Number of Active Policies (Thousand), 2012-2017
Table 51: Lithuanian Individual Unit-Linked Insurance - Written Premium (LTL Million), 2008-2012
Table 52: Lithuanian Individual Unit-Linked Insurance - Written Premium (LTL Million), 2012-2017
Table 53: Lithuanian Group Life Insurance - Number of Active Policies (Thousand), 2008-2012
Table 54: Lithuanian Group Life Insurance - Number of Active Policies (Thousand), 2012-2017
Table 55: Lithuanian Group Life Insurance - Written Premium (LTL Million), 2008-2012
Table 56: Lithuanian Group Life Insurance - Written Premium (LTL Million), 2012-2017
Table 57: Lithuanian Group Superannuation Insurance - Number of Active Policies (Thousand), 2008-2012
Table 58: Lithuanian Group Superannuation Insurance - Number of Active Policies (Thousand), 2012-2017
Table 59: Lithuanian Group Superannuation Insurance - Written Premium (LTL Million), 2008-2012
Table 60: Lithuanian Group Superannuation Insurance - Written Premium (LTL Million), 2012-2017
Table 61: Lithuanian Group Unit-Linked Insurance - Number of Active Policies (Thousand), 2008-2012
Table 62: Lithuanian Group Unit-Linked Insurance - Number of Active Policies (Thousand), 2012-2017
Table 63: Lithuanian Group Unit-Linked Insurance - Written Premium (LTL Million), 2008-2012
Table 64: Lithuanian Group Unit-Linked Insurance - Written Premium (LTL Million), 2012-2017
Table 65: Lithuanian Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2008-2012
Table 66: Lithuanian Individual Single-Premium Insurance - Number of Active Policies (Thousand), 2012-2017
Table 67: Lithuanian Individual Single-Premium Insurance - Written Premium (LTL Million), 2008-2012
Table 68: Lithuanian Individual Single-Premium Insurance - Written Premium (LTL Million), 2012-2017
Table 69: Lithuanian Individual Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2008-2012
Table 70: Lithuanian Individual Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2012-2017
Table 71: Lithuanian Individual Non-Single-Premium Insurance - Written Premium (LTL Million), 2008-2012
Table 72: Lithuanian Individual Non-Single-Premium Insurance - Written Premium (LTL Million), 2012-2017
Table 73: Lithuanian Group Single-Premium Insurance - Number of Active Policies (Thousand), 2008-2012
Table 74: Lithuanian Group Single-Premium Insurance - Number of Active Policies (Thousand), 2012-2017
Table 75: Lithuanian Group Single-Premium Insurance - Written Premium (LTL Million), 2008-2012
Table 76: Lithuanian Group Single-Premium Insurance - Written Premium (LTL Million), 2012-2017
Table 77: Lithuanian Group Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2008-2012
Table 78: Lithuanian Group Non-Single-Premium Insurance - Number of Active Policies (Thousand), 2012-2017
Table 79: Lithuanian Group Non-Single-Premium Insurance - Written Premium (LTL Million), 2008-2012
Table 80: Lithuanian Group Non-Single-Premium Insurance - Written Premium (LTL Million), 2012-2017
Table 81: Lithuanian Life Insurance - Direct Marketing Commission Paid (LTL Million), 2008-2012
Table 82: Lithuanian Life Insurance - Direct Marketing Commission Paid (LTL Million), 2012-2017
Table 83: Lithuanian Life Insurance - New Business Written Premium Through Direct Marketing (LTL Million), 2008-2012
Table 84: Lithuanian Life Insurance - New Business Written Premium Through Direct Marketing (LTL Million), 2012-2017
Table 85: Lithuanian Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2008-2012
Table 86: Lithuanian Life Insurance - New Policies Sold Through Direct Marketing (Thousand), 2012-2017
Table 87: Lithuanian Life Insurance - Number of Direct Marketing Distributors, 2008-2012
Table 88: Lithuanian Life Insurance - Number of Direct Marketing Distributors, 2012-2017
Table 89: Lithuanian Life Insurance - Bancassurance Commission Paid (LTL Million), 2008-2012
Table 90: Lithuanian Life Insurance - Bancassurance Commission Paid (LTL Million), 2012-2017
Table 91: Lithuanian Life Insurance - New Business Written Premium Through Bancassurance (LTL Million), 2008-2012
Table 92: Lithuanian Life Insurance - New Business Written Premium Through Bancassurance (LTL Million), 2012-2017
Table 93: Lithuanian Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2008-2012
Table 94: Lithuanian Life Insurance - New Policies Sold Through Bancassurance (Thousand), 2012-2017
Table 95: Lithuanian Life Insurance - Number of Bancassurance Distributors, 2008-2012
Table 96: Lithuanian Life Insurance - Number of Bancassurance Distributors, 2012-2017
Table 97: Lithuanian Life Insurance - Commission Paid to Agencies (LTL Million), 2008-2012
Table 98: Lithuanian Life Insurance - Commission Paid to Agencies (LTL Million), 2012-2017
Table 99: Lithuanian Life Insurance - New Business Written Premium Through Agencies (LTL Million), 2008-2012
Table 100: Lithuanian Life Insurance - New Business Written Premium Through Agencies (LTL Million), 2012-2017
Table 101: Lithuanian Life Insurance - New Policies Sold Through Agencies (Thousand), 2008-2012
Table 102: Lithuanian Life Insurance - New Policies Sold Through Agencies (Thousand), 2012-2017
Table 103: Lithuanian Life Insurance - Number of Agencies, 2008-2012
Table 104: Lithuanian Life Insurance - Number of Agencies, 2012-2017
Table 105: Lithuanian Life Insurance - Commission Paid to Brokers (LTL Million), 2008-2012
Table 106: Lithuanian Life Insurance - Commission Paid to Brokers (LTL Million), 2012-2017
Table 107: Lithuanian Life Insurance - New Business Written Premium Through Brokers (LTL Million), 2008-2012
Table 108: Lithuanian Life Insurance - New Business Written Premium Through Brokers (LTL Million), 2012-2017
Table 109: Lithuanian Life Insurance - New Policies Sold Through Brokers (Thousand), 2008-2012
Table 110: Lithuanian Life Insurance - New Policies Sold Through Brokers (Thousand), 2012-2017
Table 111: Lithuanian Life Insurance - Number of Brokers, 2008-2012
Table 112: Lithuanian Life Insurance - Number of Brokers, 2012-2017
Table 113: Lithuanian Premium Ceded to Reinsurance by Type of Insurance (LTL Million), 2008-2012
Table 114: Lithuanian Premium Ceded to Reinsurance by Type of Insurance (US$ Million), 2008-2012
Table 115: Lithuanian Premium Ceded to Reinsurance by Type of Insurance (LTL Million), 2012-2017
Table 116: Lithuanian Premium Ceded to Reinsurance by Type of Insurance (US$ Million), 2012-2017
Table 117: Lithuanian Life Insurance - Percentage of Reinsurance Ceded (%), 2008-2012
Table 118: Lithuanian Life Insurance - Percentage of Reinsurance Ceded (%), 2012-2017
Table 119: Lithuania - Life Insurance Regulatory Framework
Table 120: Lithuania - Property Insurance Regulatory Framework
Table 121: Lithuania - Motor Insurance Regulatory Framework
Table 122: Lithuania - Minimum Cover for Aircraft Third-Party Liability Per Accident Per Aircraft
Table 123: Lithuania - Corporate Tax Rates for the Financial Year 2013
Table 124: Lithuanian Life Insurance - Segment Shares (%), 2012
Table 125: Swedbank Life Insurance SE, Key Facts
Table 126: Swedbank Life Insurance SE, Key Financials (LTL Million), 2008-2012
Table 127: SEB Gyvyb?s draudimas, Key Facts
Table 128: SEB Gyvyb?s draudimas, Key Financials (LTL Million), 2008-2012
Table 129: Aviva Lietuva, Key Facts
Table 130: Aviva Lietuva, Key Financials (LTL Million), 2008-2012
Table 131: Mandatum Life Insurance Baltic SE, Key Facts
Table 132: Mandatum Life Insurance Baltic SE, Key Financials (LTL Million), 2008-2012
Table 133: Ergo Life Insurance SE, Key Facts
Table 134: Ergo Life Insurance SE, Key Financials (LTL Million), 2008-2012
Table 135: Compensa Life Vienna Insurance Group, Key Facts
Table 136: Compensa Life Vienna Insurance Group, Key Financials (LTL Million), 2008-2012
Table 137: PZU Lietuva gyvyb?s draudimas, Key Facts
Table 138: PZU Lietuva gyvyb?s draudimas, Key Financials (LTL Million) 2008-2012
Table 139: Bonum Publicum, Key Facts
Table 140: Bonum Publicum, Key Financials (LTL Million), 2008-2012
Table 141: Amplico Life filialas, Key Facts
Table 142: Amplico Life filialas, Key Financials (LTL Million), 2008-2012
Table 143: Nordea Life Assurance Finland Ltd, Key Facts
Table 144: Nordea Life Assurance Finland Ltd, Key Financials (LTL Million) 2008-2012